Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
RBB Bancorp (RBB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$25.70-2.06%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
2.49 → 2.38 EPS · FY ending Dec 31, 2027 · 4 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 5 to 4; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for RBB yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Maintain dividend per share at $0.16 | It maintains a stable dividend of $0.16 per share. | Intact | dividend per share falls below $0.16 | Dividend per share: $0.16 per share FY2026-Q2; GAAP. Published target: >= $0.16 per share. Target period is not explicitly aligned with this observation. Aug 7, 20260.16 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
RBB is a value-oriented regional bank with a multi-year view tied to improving its balance sheet while pursuing disciplined loan growth. Management has made progress on stated priorities, but the thesis remains on watch because recent performance trails its industry cohort and earnings quality is fragile.
RBB is assessed as cheap versus peers, while the priced-in signal is stretched and the expectations gap is 0.19. This suggests the valuation discount is not the same as low expectations; evidence on what investors specifically assume is limited.
In the near term, recent earnings beats are positive, and third-quarter results showed lower nonperforming assets, more retail deposits, fewer wholesale deposits, and loan growth. However, company momentum fell sharply, and a guidance cut remains a meaningful risk; management execution is stable, but credit quality is still a stated priority rather than a resolved concern.
The multi-year thesis depends on continued progress in resolving problem assets, improving funding quality, and growing loans with discipline. Near-term signals include whether guidance is maintained, how interest-rate changes affect the financial sector, and whether sector peers continue to report strong earnings and guidance.
RBB has delivered on parts of management’s plan, but weaker relative performance and fragile earnings quality leave the 1-to-3-year thesis uncertain. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| RBB Bancorp grows net income by increasing net interest income. |
| Intact |
| net income falls below $10.1 million in any quarter |
Net income: $10.14M FY2026-Q2; GAAP. Published target: >= $11.3 million. The stored target says 2026-Q1; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Aug 7, 202610,140,000 USD · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Repurchase up to 1 million shares through June 2028 | A supporting condition in RBB Bancorp's published investment case. The stated target is Repurchase plan active through 2028. | Intact | buyback plan canceled or materially reduced | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$2.51 → $2.38 · observed estimates
$0.14B → $0.14B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-07-25 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-07-26 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-07-27 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-07-28 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-07-29 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-07-30 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-07-31 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-01 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-02 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-03 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-04 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-05 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-06 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-07 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-08 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-09 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-10 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-12 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-13 | $2.51 | $145,291,000 | 5 / 3 |
| 2026-08-14 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-15 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-16 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-17 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-18 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-19 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-20 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-21 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-22 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-23 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-24 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-25 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-26 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-27 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-28 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-29 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-30 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-08-31 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-01 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-02 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-03 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-04 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-05 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-06 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-07 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-08 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-09 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-10 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-11 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-12 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-13 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-14 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-15 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-16 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-17 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-18 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-19 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-20 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-21 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-22 | $2.51 | $144,293,250 | 5 / 3 |
| 2026-09-23 | $2.49 | $144,293,250 | 5 / 3 |
| 2026-09-24 | $2.49 | $144,293,250 | 5 / 3 |
| 2026-09-25 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-09-26 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-09-27 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-09-28 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-09-29 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-09-30 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-01 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-02 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-03 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-04 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-05 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-06 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-07 | $2.49 | $143,837,500 | 5 / 3 |
| 2026-10-08 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-09 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-10 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-11 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-12 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-13 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-14 | $2.48 | $143,837,500 | 5 / 3 |
| 2026-10-15 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-16 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-17 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-18 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-19 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-20 | $2.48 | $143,837,500 | 4 / 3 |
| 2026-10-21 | $2.50 | $142,687,500 | 4 / 3 |
| 2026-10-22 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-23 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-24 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-25 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-26 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-27 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-28 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-29 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-30 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-10-31 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-11-01 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-11-02 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-11-03 | $2.38 | $138,398,250 | 4 / 3 |
| 2026-11-04 | $2.38 | $138,398,250 | 4 / 3 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 1 Buy / Strong Buy · 4 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 2 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.