Results of Operations and Financial Condition. On August 11, 2026, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2026. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of th…

Entry into a Material Definitive Agreement. On July 9, 2026, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) entered into a Loan Agreement (the “Loan Agreement”) with Koach Capital Fund I LLC, Koach Capital Fund II LP, Koach Capital Fund III LP and their respective wholly owned subsidiaries (collectively, “Koach”), pursuant to which the Company issued 4,306,754 shares of the Company’s common stock, par value $0.01 per share (the “Common Stock”), at a price of $14.53 per share, in a…

by reference. The issuance of the shares of Common Stock was not registered under the Securities Act of 1933, as amended (the “Securities Act”). The Company issued the shares in reliance upon the exemption from registration provided by Section 4(a)(2) of the Securities Act and Rule 506 of Regulation D promulgated thereunder for transactions by an issuer not involving any public offering. The shares were issued only to persons that represented that they were “accredited investors” within the m…

Entry into a Material Definitive Agreement. On June 17, 2026, Chicago Atlantic Real Estate Finance, Inc., a Maryland corporation (the “ Company ”), entered into an Agreement and Plan of Merger (the “ Merger Agreement ”) with Chicago Atlantic BDC, Inc., a Maryland corporation (“ Acquiror ”), Chicago Atlantic BDC Advisers, LLC, a Delaware limited liability company and the investment adviser to Acquiror (the “ Acquiror Adviser ”), and Chicago Atlantic REIT Manager, LLC, a Delaware limited liabil…

Results of Operations and Financial Condition. On May 7, 2026, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2026. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Se…

Results of Operations and Financial Condition. On March 12, 2026, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2025. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Sect…

Results of Operations and Financial Condition. On November 4, 2025, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the third quarter ended September 30, 2025. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18…

Results of Operations and Financial Condition. On May 7, 2025, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2025. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Se…

Entry into a Material Definitive Agreement On March 17, 2025, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) entered into new separate at-the-market sales agreements (each a “New Sales Agreement” and together, the “New Sales Agreements”) with BTIG, LLC, A.G.P./Alliance Global Partners LLC, ATB Capital Markets USA Inc. and Oppenheimer & Co. Inc., (each a “Sales Agent” and together, the “Sales Agents”) in order to reflect changes to the ongoing at-the-market offering conducted by th…

Results of Operations and Financial Condition. On March 12, 2025, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2024. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Sect…

non-independent member of the Board — Andreas Bodmeier: Dr. Bodmeier resigned from his position as a non-independent member of the Board to ensure majority independence.

Director — Donald Gulbrandsen: Mr. Gulbrandsen resigned from his position as a member of the Board and all committees he served on.

Results of Operations and Financial Condition. On November 7, 2024, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the third quarter ended September 30, 2024. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant. The information contained in

Entry into a Material Definitive Agreement. On October 18, 2024, Chicago Atlantic Real Estate Finance, Inc., a Maryland corporation (the “Company”), entered into a Loan Agreement (the “Loan Agreement”) by and among the Company and the various financial institutions party thereto from time to time, as lenders (the “Lenders”) for an aggregate commitment of $50,000,000 in unsecured notes (the “Loan”). The Loan has a contractual term of four (4) years, terminating on October 18, 2028 (the “Maturi…

Results of Operations and Financial Condition. On August 7, 2024, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2024. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the…

Results of Operations and Financial Condition. On May 7, 2024, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2024. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Se…

Results of Operations and Financial Condition. On March 12, 2024, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2023. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Sect…

Entry into a Material Definitive Agreement. On February 28, 2024, Chicago Atlantic Lincoln, LLC (“CAL”), a Delaware limited liability company and a wholly-owned financing subsidiary of Chicago Atlantic Real Estate Finance, Inc. (the “Company”), entered into the Fifth Amended and Restated Loan and Security Agreement (the “Fifth Amended and Restated LSA”) by and among CAL and other borrowers from time to time party thereto, as the borrower (the “Borrowers”), and the various financial institutio…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant. The information contained in

Results of Operations and Financial Condition. On November 8, 2023, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended September 30, 2023. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the…

Results of Operations and Financial Condition. On August 9, 2023, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended June 30, 2023. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securi…

Entry into a Material Definitive Agreement On June 20, 2023, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) and Chicago Atlantic REIT Manager LLC (the “Manager”) entered into separate at-the-market sales agreements (each a “Sales Agreement” and together, the “Sales Agreements”) with BTIG, LLC, Compass Point Research & Trading LLC, and Oppenheimer & Co. Inc. (each a “Sales Agent” and together, the “Sales Agents”). Under the Sales Agreements, the Company may, but has no obligation t…

Results of Operations and Financial Condition. On May 9, 2023, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the quarter ended March 31, 2023. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securiti…

Results of Operations and Financial Condition. On March 9, 2023, Chicago Atlantic Real Estate Finance, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2022. The text of the press release is included as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference. The information set forth under this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Secti…