ROCKET COMPANIES INC (RKT)
NYSEFinancialsFinancial - MortgagesSnapshot 2026-11-04
$15.01+8.69%
Close 2026-11-04 · 1-day change
NYSEFinancialsFinancial - MortgagesSnapshot 2026-11-04
QuarterlyIQ Insights · RKT
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks RKT against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 59% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“Rocket gained market share in both purchase and refinance, quarter over quarter and year over year, and delivered our highest profitability margin in nearly five years, even as mortgage rates climbe…
Stated in 3 of 3 supplied quarters. Management reported: ““Rocket gained market share in both purchase and refinance, quarter over quarter and year over year, and delivered our highest profitability margin in nearly five years, even as mortgage rates climbed to a three-year high,” said Varun Krishna, CEO and Director of Rocket Companies.” “This quarter, we once again surpassed the top end of our guidance because search, origination, servicing, data and AI are connecting.” Revenue was $3.284 billion in 2026-Q3.
““Rocket gained market share in both purchase and refinance, quarter over quarter and year over year, and delivered our highest profitability margin in nearly five years, even as mortgage rates climbe…”
“Home search, origination and servicing now reinforce one another, with AI making every interaction smarter.”
“This quarter, we once again surpassed the top end of our guidance because search, origination, servicing, data and AI are connecting.”
We are on track to realize our original $400 million expense synergy target and expect to realize the full amount by the end of 2026, one full year earlier than planned.
Stated in 1 of 3 supplied quarters. Management reported: “We are on track to realize our original $400 million expense synergy target and expect to realize the full amount by the end of 2026, one full year earlier than planned.” ““Rocket gained market share in both purchase and refinance, quarter over quarter and year over year, and delivered our highest profitability margin in nearly five years, even as mortgage rates climbed to a three-year high,” said Varun Krishna, CEO and Director of Rocket Companies.”
Our recapture engine connects origination with our servicing portfolio, leveraging relationships with 9.1 million servicing clients.
Stated in 2 of 3 supplied quarters. Management reported: “Our recapture engine connects origination with our servicing portfolio, leveraging relationships with 9.1 million servicing clients.” “Recapture from our servicing portfolio represents significant opportunity for future origination volume.”
“Our recapture engine connects origination with our servicing portfolio, leveraging relationships with 9.1 million servicing clients.”
• In Q3'26, AI expanded Rocket’s reach, lifted conversion and unlocked capacity across the platform.
Stated in 2 of 3 supplied quarters. Management reported: “• In Q3'26, AI expanded Rocket’s reach, lifted conversion and unlocked capacity across the platform.” “With our latest AI launches, we have added an incremental $1 billion in volume per month, on top of the incremental $1 billion added last quarter.”
“• In Q3'26, AI expanded Rocket’s reach, lifted conversion and unlocked capacity across the platform.”
Integrate the home search, mortgage origination, and servicing businesses so they reinforce one another across the homeownership journey.
Over the trailing year it converted -1.91x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Most sensitive to the US dollar and the broad stock market.
Not enough signal to read sensitivity to Fed net liquidity (low R² over the window).
41 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-04.
“We are on track to realize our original $400 million expense synergy target and expect to realize the full amount by the end of 2026, one full year earlier than planned.”
“Recapture from our servicing portfolio represents significant opportunity for future origination volume.”
“With our latest AI launches, we have added an incremental $1 billion in volume per month, on top of the incremental $1 billion added last quarter.”