Other Events On August 20, 2026, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on September 17, 2026, to stockholders of record as of the close of business on September 3, 2026.

the completion of its previously announced merger (the “Merger”) with The Farmers Bancorp, Frankfort, Indiana (“Farmers Bancorp”). Amendment No. 1 to the Original Form 8-K (“Amendment No. 1”) was filed on July 17, 2026 solely to report committee assignments. Under

Results of Operations and Financial Condition On July 27, 2026, the Registrant announced second quarter 2026 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

The newly appointed directors were assigned to various board committees.

Vice Chairman — Barbara A. Cutillo: Barbara A. Cutillo was appointed as Vice Chairman of the Richmond and First Bank Midwest boards.

COMPLETION OF ACQUISITION OR DISPOSITION OF ASSETS Effective July 1, 2026, Richmond Mutual Bancorporation, Inc. (‘Richmond’), the holding company of First Bank Midwest (formerly First Bank Richmond), completed its previously announced merger with The Farmers Bancorp, Frankfort, Indiana (‘Farmers’), the holding company of The Farmers Bank, pursuant to the Agreement and Plan of Merger, dated November 11, 2025 (the ‘Merger Agreement’). Under the terms of the Merger Agreement, Farmers merged with…

Other Events On May 22, 2026, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on June 17, 2026, to stockholders of record as of the close of business on June 3, 2026.

Other Events On May 5, 2026, The Farmers Bancorp, Frankfort, Indiana (“Farmers”) made available the communication attached as Exhibit 99.1 regarding the pending merger transaction with Richmond Mutual Bancorporation, Inc. (“RMBI”). A copy of the communication is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Note Regarding Forward-Looking Statements This report may contain forward-looking statements within the meaning of the Private Securi…

Results of Operations and Financial Condition On April 23, 2026, the Registrant announced first quarter 2026 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Other Events On February 11, 2026, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on March 11, 2026, to stockholders of record as of the close of business on February 25, 2026.

Results of Operations and Financial Condition On January 22, 2026, the Registrant announced fourth quarter 2025 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Other Events On November 19, 2025, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on December 18, 2025, to stockholders of record as of the close of business on December 4, 2025.

of this Current Report on Form 8-K. Note Regarding Forward-Looking Statements. This report may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements relating to the expected timing and benefits of the proposed merger between RMBI and Farmers, future financial and operating results, business strategy, and other statements that are not historical facts. Words such as “anticipates,” “believes,” “estimates,” “expects,”…

Entry into a Material Definitive Agreement On November 11, 2025, Richmond Mutual Bancorporation, Inc., Richmond, Indiana (“RMBI” or the “Company”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with The Farmers Bancorp, Frankfort, Indiana (“Farmers”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, Farmers will merge with and into the Company, with the Company as the surviving corporation (the “Merger”). Immediately a…

Results of Operations and Financial Condition On October 23, 2025, the Registrant announced third quarter 2025 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Other Events On August 20, 2025, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on September 18, 2025, to stockholders of record as of the close of business on September 4, 2025.

Results of Operations and Financial Condition On July 23, 2025, the Registrant announced second quarter 2025 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

The company entered into change-in-control agreements with certain officers.

Other Events Dividend. On May 21, 2025, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, payable on June 18, 2025 to stockholders of record as of June 5, 2025.

Results of Operations and Financial Condition On April 24, 2025, the Registrant announced first quarter 2025 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

President — Dean Weinert: Mr. Dean Weinert, the President of Mutual Federal, is retiring effective April 11, 2025.

Other Events On February 14, 2025, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.15 per share, marking an increase of $0.01 per share from the previous quarter. The dividend will be payable on March 12, 2025, to stockholders of record as of the close of business on February 26, 2025.

Results of Operations and Financial Condition On January 23, 2025, the Registrant announced fourth quarter 2024 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Other Events On November 20, 2024, Richmond Mutual Bancorporation, Inc. (the “Company”) issued the press release attached hereto as Exhibit 99.1 and incorporated herein by reference announcing the declaration of a cash dividend on the Company’s common stock of $0.14 per share, payable on December 19, 2024 to stockholders of record as of December 5, 2024.

Results of Operations and Financial Condition On October 24, 2024, the Registrant announced third quarter 2024 earnings. A copy of the earning release is furnished as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.