Repay Holdings Corp. (RPAY)
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-05
$4.56-4.00%
Close 2026-11-05 · 1-day change
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-05
QuarterlyIQ Insights · RPAY
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
REPAY is reiterating the 2026 outlook presented at that time and continues to expect the following financial results for full year 2026: [TABLE] Full Year 2026 Outlook || Revenue | $490 - 500 million…
Stated in 2 of 2 supplied quarters. Management reported: “• Reported revenue growth of 33% and organic revenue growth 1 of 6% year-over-year • Consumer Payments revenue growth and organic revenue growth 1 was 33% and 4% year-over-year • Business Payments revenue growth and normalized organic revenue growth 1 was 32% and 19% year-over-year • KUBRA contributed approximately $21 million of revenue during the quarter (for June 2026), representing 5% year-over-year growth compared to June 2025 1 Organic revenue growth and normalized organic revenue growth are non-GAAP financial measures.” “KUBRA is expected to contribute between $150 million and $154 million in revenue and between $27.5 million and $30 million in Adjusted EBITDA during 2026.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Information Technology names rated neutral grew net income 55% of the time over the next year (vs 56% for the rest of the cohort, n=8515).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“REPAY is reiterating the 2026 outlook presented at that time and continues to expect the following financial results for full year 2026: [TABLE] Full Year 2026 Outlook || Revenue | $490 - 500 million…”
“"We have strong confidence in achieving double-digit Revenue growth with Free Cash Conversion of 45%.”
The combined free cash flow generation and expected synergy realization gives us confidence in obtaining our net leverage target of returning below 3x over the next 18 months."
Stated in 1 of 2 supplied quarters. Management reported: “The combined free cash flow generation and expected synergy realization gives us confidence in obtaining our net leverage target of returning below 3x over the next 18 months."” “At closing, REPAY combined net leverage 2 is approximately 4.0x and REPAY expects to reduce net leverage to below 3.0x within 18 months.”
“The combined free cash flow generation and expected synergy realization gives us confidence in obtaining our net leverage target of returning below 3x over the next 18 months."”
REPAY Reports Second Quarter 2026 Financial Results Sustained Organic Growth and Healthy Free Cash Flow during Q2 Reiterates 2026 Outlook that includes KUBRA contributions Strong Execution towards Ru…
Stated in 1 of 2 supplied quarters. Management reported: “REPAY Reports Second Quarter 2026 Financial Results Sustained Organic Growth and Healthy Free Cash Flow during Q2 Reiterates 2026 Outlook that includes KUBRA contributions Strong Execution towards Run-Rate Synergies ATLANTA, August 10, 2026 -- Repay Holdings Corporation (NASDAQ: RPAY) (“REPAY” or the “Company”), a leading provider of bill payment solutions, today reported financial results for its second quarter ended June 30, 2026.” “REPAY expects to achieve approximately $8 million of the identified run-rate expense synergies during 2026.”
“REPAY Reports Second Quarter 2026 Financial Results Sustained Organic Growth and Healthy Free Cash Flow during Q2 Reiterates 2026 Outlook that includes KUBRA contributions Strong Execution towards Ru…”
On an organic basis, REPAY expects approximately 10% to 12% revenue growth.
Stated in 2 of 2 supplied quarters. Management reported: “On an organic basis, REPAY expects approximately 10% to 12% revenue growth.” “We remain focused on accelerating towards double-digit growth with strong profitability.”
“On an organic basis, REPAY expects approximately 10% to 12% revenue growth.”
“We remain focused on accelerating towards double-digit growth with strong profitability.”
Raise and reiterate 2026 Adjusted EBITDA outlook reflecting approximately 42% margins, targeting $168.5 million to $176 million Adjusted EBITDA.
Over the trailing year it converted -0.82x of net income into operating cash flow.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
22 material management or governance events in the past 24 months, led by executive changes. Historically, Information Technology names rated volatile grew net income 52% of the time over the next year (vs 57% for the rest of the cohort, n=6008).
Not investment advice. As of 2026-11-05.