Red River Bancshares, Inc. (RRBI)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$107.68+1.39%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · RRBI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 12.2% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| -6.4% |
Growth built into the price is above our model estimate.
The price assumes 18.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
RRBI — officer change
Dated 2026-05-28
Director — A. Peyton Bush, IV and R. Chance DeWitt, M.D.: Appointment of new directors to the board.
Why it matters: Loans rose 2.6% in Q3 as new lending exceeded payments. Continued growth would support the bank's stated growth plan.
Supportive ifQ4 loans held for investment rise above $2.32 billion, the September 30 level.
Worry ifQ4 loans held for investment are $2.32 billion or lower.
Why it matters: NPAs rose to $5.6 million, or 0.17% of assets, mainly due to one commercial relationship. Its resolution would ease this credit concern.
Worry ifThe bank says the business relationship is still unresolved, or NPAs top $5.6 million.
Less concerning ifThe bank reports that it resolved the relationship and NPAs fall below $5.6 million.
Why it matters: Management expects a small rise in Q4 net interest income and margin. A higher margin would support that view.
Supportive ifQ4 net interest margin on a fully taxable basis is above 3.61%.
Worry ifQ4 net interest margin is 3.61% or lower.
Why it matters: These new branches are key steps in the bank's expansion plan. On-time openings would show progress on that plan.
Supportive ifThe Acadiana and Slidell branches both open by March 31, 2027.
Worry ifEither branch has not opened by March 31, 2027, or the bank delays its Q1 2027 opening window.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$73 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $237 loss on $10,000 · 2.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $862 loss on $10,000 · 8.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.