Red River Bancshares, Inc. (RRBI)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$103.36-0.13%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · RRBI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 12.8% |
| Our one-year growth estimate | diamond | -6.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 18.9 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
RRBI — officer change
Dated 2026-05-28
Director — A. Peyton Bush, IV and R. Chance DeWitt, M.D.: Appointment of new directors to the board.
Why it matters: More loan growth shows demand for banking services and good management of loans.
Supportive ifLoan growth exceeds $50 million in the second half of 2026.
Worry ifLoan growth is flat or declines in the second half of 2026.
Why it matters: A drop in revenue growth below 15% could signal a slowdown in the financial sector's growth phase.
Worry ifQ2 revenue growth reported below 15% year over year.
Less concerning ifQ2 revenue growth remains at or above 15% year over year.
Why it matters: A drop in nonperforming assets means better loan management. It also shows stronger finances.
Supportive ifNonperforming assets drop by over 20% from the last quarter.
Worry ifNonperforming assets go up or drop by less than 20% from the last quarter.
Why it matters: An increase shows the company wants to keep and grow dividends.
Supportive ifDividend per share increases from $0.25 in Q2 to above $0.30 in Q3.
Worry ifDividend per share remains at $0.25 or decreases.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$87 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $257 loss on $10,000 · 2.6% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $902 loss on $10,000 · 9.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Growth in net interest income shows how well the bank manages rates and loans. This helps overall profits.
Supportive ifNet interest income for Q3 increases by more than 2% compared to Q2.
Worry ifNet interest income for Q3 declines or grows less than 2% compared to Q2.
Why it matters: If revenue growth drops below its median, it may signal a slowdown in the financial sector.
Worry ifSector revenue growth drops below its median in upcoming reports.
Less concerning ifSector revenue growth remains above its median.
Why it matters: New banking centers show growth and expansion, which can lead to increased customer base and revenue.
Supportive ifThe new banking center in Acadiana will open by early 2027.
Worry ifThere are no new banking center openings or delays in planned openings.
Why it matters: A higher net interest margin means more profit. It shows good loan pricing.
Supportive ifNet interest margin FTE is over 3.65%. This shows loan yields are getting better.
Worry ifNet interest margin FTE is under 3.60%. This shows profit is under pressure.
Why it matters: Strong loan growth shows good market expansion. It shows demand for banking services.
Supportive ifLoan growth is over $50 million in Q3. This confirms strong demand and good execution.
Worry ifLoan growth is under $30 million in Q3. This suggests market challenges.
Why it matters: Keeping or raising dividends shows strong finances. It shows a commitment to shareholders.
Supportive ifQuarterly cash dividend is $0.25 or higher. This shows good use of capital.
Worry ifQuarterly cash dividend drops below $0.25. This may show financial trouble.