ServisFirst Bancshares, Inc. (SFBS)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$43.13+1.48%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
Broken: Primary pillar broken — EPS reaches at least $5.06 in 2026: FY26 EPS guidance $3.09 vs $5.06 target.
ServisFirst grows loans by about 7% annualized and deposits by 8%. Profit per share is guided to $5.25 for 2026. The bank keeps expanding its profit margin, now at 3.53%. Dividends rose steadily to $0.38 per share, showing strong cash returns.
Revenue could shrink as analysts expect a 16% drop next year. Profit margin expansion may stall if interest rates or loan growth weaken. Dividend increases might slow if cash flow tightens.
The price is about 17% above our fair value near $74. Analysts expect revenue to fall about 16% next year, which contrasts with the company’s growth targets. Our view sees stronger earnings growth than the market currently prices.
Breaks if: dividend per share falls below $0.34 quarterly
Breaks if: EPS guidance falls below $5.00 for 2026
Breaks if: loan or deposit growth falls below 5% annualized next year
Management emphasizes continued growth in loans and deposits across multiple quarters, targeting expansion in core banking markets.
Breaks if: net interest margin falls below 3.3% next year
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This is a durable compounder with a focus on maintaining strong loan and deposit growth. The current thesis state is intact, supported by recent financial performance that ranks in the top half of its industry.
The market has priced in a cheap valuation compared to peers, with a notable expectations gap. This suggests that investors are not fully accounting for the company's recent strong performance and management's execution.
Fundamentals are likely to remain stable, given management's focus on growth and efficiency. While there is a low probability of missing earnings, past misses could create some caution among investors.
The thesis hinges on the performance of sector bellwethers like HDB, IBN, and PNC. If these companies continue to perform well, SFBS could benefit from the positive momentum in the Financials sector.
Overall, SFBS appears to be in a solid position for the next 1 to 3 years, but it is important to monitor sector performance closely. Not investment advice.
The most important moves since the prior daily snapshot.
No, our read on the company is unchanged. The stock fell 4% on September 1, 2026. This decline was due to rising U.S. Treasury yields and inflation concerns. These macroeconomic factors are weighing on risk assets and could impact loan demand. The overall thesis remains intact despite these pressures.
as of 2026-09-04
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.