Stewart Information Services Corporation (STC)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$67.53-3.02%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · STC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -13.7% |
| Our one-year growth estimate | diamond | 13.3% |
Growth built into the price is above our model estimate.
The price assumes 27.1 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Model as of 2026-09-04 · Compared with 33 industry peers
STC — dividend update
Dated 2026-08-31
OTHER EVENTS. On August 31, 2026, Stewart Information Services Corporation (the “Company”) issued a press release announcing that its Board of Directors has approved an increase in the Company’s annual cash dividend, from $2.10 to $2.20 per share, payable to common stockholders beginning with the third quarterly payment of 2026. The Company also announced that its Board of Directors has declared a cash dividend of $0.55 per share of the Company’s common stock for the third quarter 2026, payab…
Why it matters: A drop in net income may show operational issues. This can change how investors feel.
Worry ifQ3 net income reported below $37 million.
Less concerning ifQ3 net income reported above $37 million.
Why it matters: Keeping the dividend shows financial health. It shows commitment to shareholders and good planning.
Supportive ifDividend declared remains at $0.525 per share for Q2 2026.
Worry ifDividend is cut or not declared for Q2 2026.
Why it matters: Growth in operating income shows good cost management. It shows the business is performing well.
Supportive ifOperating income is over $23.6 million in Q2 2026.
Worry ifOperating income falls below $20 million in Q2 2026.
Why it matters: A drop in sector revenue growth could impact Stewart's performance.
Worry ifSector revenue growth falls below its median level.
Less concerning ifSector revenue growth remains above its median level.
Why it matters: A change in the dividend could signal management's confidence in cash flow and future earnings.
Watch forDividend per share increases from $0.525.
Also watch forDividend per share remains at $0.525 or decreases.
Why it matters: This helps us see if the company can stay profitable in tough markets.
Worry ifQ3 net income growth under 20% year over year shows profit challenges.
Less concerning ifQ3 net income growth above 20% year over year would confirm strong earnings performance.
Why it matters: Steady dividend growth shows the company is financially strong. It also shows care for shareholders.
Supportive ifDividend per share increases from $0.53 in Q2 to at least $0.54 in Q3.
Worry ifDividend per share remains at $0.53 or lower in Q3.
Why it matters: An increase would show commitment to returning value to shareholders.
Supportive ifAnnouncement of an increase in dividend per share from $0.525.
Worry ifNo increase in dividend per share shows possible cash flow issues.
Why it matters: Market share insights can show how well a company competes. They also hint at future revenue.
Watch forManagement says they gained a lot of market share in important areas.
Also watch forNo news on market share growth or negative comments about competition.
Why it matters: Better margins mean good cost control. They also show efficient operations.
Supportive ifPretax margin is over 7%. This shows that operations are improving.
Worry ifPretax margin is below 6%. This suggests there may be operational problems.
Why it matters: This would suggest a decline in market share growth in a key segment.
Worry ifIf domestic commercial closed orders grow less than 15%, it shows market share loss.
Less concerning ifIf domestic commercial closed orders grow more than 15%, it shows strong market share gains.
Why it matters: Gaining market share can show that strategies are working and competition is weaker.
Supportive ifManagement reports a market share increase in the commercial segment for Q3 2026.
Worry ifManagement reports no growth or a decline in market share in the commercial segment for Q3 2026.
Why it matters: Slow revenue growth may mean problems in the housing market that hurt performance.
Worry ifQ3 total revenues grow less than 10% year over year.
Less concerning ifQ3 total revenues grow 10% or more year over year.
Why it matters: A lower margin might mean higher costs or problems in how the company runs.
Worry ifAdjusted pretax margin falls below 6% in Q3 2026.
Less concerning ifAdjusted pretax margin remains at or above 6% in Q3 2026.
Why it matters: Slower growth in commercial revenue could signal weakening demand in key markets.
Worry ifDomestic commercial revenues grow less than 15% year over year in Q3 2026.
Less concerning ifDomestic commercial revenues grow 15% or more year over year in Q3 2026.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$92 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $307 loss on $10,000 · 3.1% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,449 loss on $10,000 · 24.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.