Synchrony Financial (SYF)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
$74.07-1.28%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · SYF
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||
| Revenues | 22,708.0 | 22,601.0 | 22,645.0 | 20,710.0 | 17,146.0 | 15,271.0 | 16,067.0 | 19,090.0 | 14,778.0 | 14,778.0 | 14,778.0 | 13,228.0 | 10,309.0 |
| Operating Expenses & Income | |||||||||||||
| Operating Income | — | — | — | 2,904.0 | 3,962.0 | 5,503.0 | 1,797.0 | 4,887.0 | 3,570.0 | 3,570.0 | 3,570.0 | 3,531.0 | 3,376.0 |
| Earnings from Continuing Operations | |||||||||||||
| Interest Expense | — | — | — | 3,711.0 | 1,521.0 | 1,032.0 | 1,665.0 | 2,291.0 | 1,248.0 | 1,248.0 | 1,248.0 | 1,135.0 | 745.0 |
| EBT, Incl. Unusual Items | 4,366.0 | 4,621.0 | 4,553.0 | 2,904.0 | 3,962.0 | 5,503.0 | 1,797.0 | 4,887.0 | 3,570.0 | 3,570.0 | 3,570.0 | 3,531.0 | 3,376.0 |
| Income Tax Expense | 1,033.0 | 1,069.0 | 1,054.0 | 666.0 | 946.0 | 1,282.0 | 412.0 | 1,140.0 | 1,319.0 | 1,319.0 | 1,319.0 | 1,317.0 | 1,257.0 |
| Net Income | |||||||||||||
| Net Income | 3,333.0 | 3,552.0 | 3,499.0 | 2,238.0 | 3,016.0 | 4,221.0 | 1,385.0 | 3,747.0 | 2,251.0 | 2,251.0 | 2,251.0 | 2,214.0 | 2,119.0 |
| Per Share | |||||||||||||
| Basic EPS | 10.45 | 9.38 | 8.64 | 5.21 | 6.19 | 7.40 | 2.28 | 5.59 | 2.71 | 2.71 | 2.71 | 2.66 | 3.00 |
| Diluted EPS | 10.34 | 9.28 | 8.55 | 5.19 | 6.15 | 7.34 | 2.27 | 5.56 | 2.71 | 2.71 | 2.71 | 2.65 | 3.00 |
| Revenue per Share | 70.43 | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividend per Share | — | 1.15 | 1.00 | 0.96 | 0.90 | 0.88 | 0.88 | 0.86 | 0.26 | 0.26 | 0.26 | — | — |
| Basic Weighted Avg Shares | 319.0 | 369.9 | 396.5 | 421.2 | 480.4 | 564.6 | 589.0 | 670.2 | 829.2 | 829.2 | 829.2 | 833.8 | 705.3 |
| Diluted Weighted Avg Shares | 322.4 | 373.9 | 400.6 | 423.5 | 483.4 | 569.3 | 590.8 | 673.5 | 831.5 | 831.5 | 831.5 | 835.5 | 705.3 |
| Supplemental | |||||||||||||
| EBITDA | — | — | — | 3,362.0 | 4,381.0 | 5,893.0 | 2,180.0 | 5,254.0 | 3,789.0 | 3,789.0 | 3,789.0 | 3,705.0 | 3,459.0 |
| EBIT | — | — | — | 2,904.0 | 3,962.0 | 5,503.0 | 1,797.0 | 4,887.0 | 3,570.0 | 3,570.0 | 3,570.0 | 3,531.0 | 3,376.0 |
| Effective Tax Rate | 23.7% | — | — | 22.9% | 23.9% | 23.3% | 22.9% | 23.3% | 36.9% | 36.9% | 36.9% | 37.3% | 37.2% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.