Head of Commercial Lending — Jeff Nager: The departure of a senior business unit head (Head of Commercial Lending) as part of a restructuring is a genuine executive loss, though less critical than a CEO/CFO departure.

Regulation FD Disclosure. On September 4, 2026, the Company issued a press release announcing the Restructuring. A copy of this press release is furnished with this report as Exhibit 99.1. The information included in this Item 7.01, including the exhibit hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in this Item 7.01, including th…

Costs Associated with Exit or Disposal Activities. On September 1, 2026, The Bancorp Bank, N.A. (the “Bank”), a wholly owned subsidiary of The Bancorp, Inc. (the “Company”), implemented an organizational restructuring to further align its resources and business with the Company’s strategic priorities (the “Restructuring”). As part of the Restructuring, the Bank intends to discontinue the origination of retail and wholesale Small Business Lending (“SBL”) loans by the end of 2026, and focus on…

Results of Operations and Financial Condition On July 30, 2026 , The Bancorp, Inc. (the “Company”) issued a press release regarding its earnings for the three and six months ended June 30, 2026 . A copy of this press release is furnished with this report as Exhibit 99.1.

Results of Operations and Financial Condition On April 23, 2026, The Bancorp, Inc. (the “Company”) issued a press release regarding its earnings for the three months ended March 31, 2026. A copy of this press release is furnished with this report as Exhibit 99.1.

Results of Operations and Financial Condition On January 29, 2026, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and twelve months ended December 31, 2025. A copy of this press release is furnished with this report as Exhibit 99.1.

CFO — Dominic C. Canuso: The filing announces the appointment of an external candidate as CFO, replacing an interim officer, which is a standard succession event rather than a sudden loss of a permanent executive.

Results of Operations and Financial Condition On October 30, 2025, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and nine months ended September 30, 2025. A copy of this press release is furnished with this report as Exhibit 99.1.

Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of the Registrant The disclosure required by this item is included in

Entry in Material Definitive Agreement On August 18, 2025, The Bancorp, Inc. (the “ Company ”) completed its offering of $200,000,000 aggregate principal amount of its 7.375% Senior Notes due 2030 (the “ Notes ”). The offering of the Notes was consummated pursuant to the terms of an underwriting agreement, dated as of August 14, 2025 (the “ Underwriting Agreement ”) by and among the Company, The Bancorp Bank, National Association (the “ Bank ”), and Piper Sandler & Co., as representative of t…

Results of Operations and Financial Condition On July 24, 2025, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and six months ended June 30, 2025. A copy of this press release is furnished with this report as Exhibit 99.1.

Other Events. Share Repurchase Plan On July 7, 2025, the Board of Directors (the “Board”) of The Bancorp, Inc. (the “Company”) authorized the increase of the capacity of the Company’s existing share repurchase program for the third and fourth quarters of 2025 to $300 million and $200 million for 2026 (the “Repurchase Plan”). This increase cumulatively represents up to $500 million in share repurchases through year-end 2026. Repurchases may be made from time to time in the open market, through…

Results of Operations and Financial Condition On April 24, 2025, The Bancorp, Inc. (the “Company”) issued a press release regarding its earnings for the three months ended March 31, 2025. A copy of this press release is furnished with this report as Exhibit 99.1.

CFO — Paul Frenkiel: The CFO is retiring with an orderly transition plan involving an interim successor and a consulting agreement, indicating a planned succession rather than a sudden loss.

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On March 21, 2025, The Bancorp, Inc. (the “Company”) received a notice (the “Notice”) from the Listing Qualifications Department (the “Staff”) of the Nasdaq Global Select Market (“Nasdaq”) notifying the Company that because the Company had not yet filed its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Annual Report”), the Company is not in compliance with Nasdaq Listin…

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review (a) As previously disclosed on a Current Report on Form 8-K filed on March 4, 2025, The Bancorp, Inc. (the “Company”) inappropriately filed its Annual Report on Form 10-K for the fiscal year ended December 31, 2024 (the “Annual Report”), in part because the Company had not completed additional closing procedures related to the accounting for consumer fintech loans in the allowance for…

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review (a) On March 3, 2025, The Bancorp, Inc. (the “Company”) inappropriately filed its Annual Report on Form 10-K for the fiscal year ended December 31, 2024 (the “Annual Report”). After receiving notification on March 3, 2025 from the Company’s independent public accounting firm, Crowe LLP, on March 4, 2025, the Audit Committee of the Board of Directors concluded that the Company’s filed f…

Results of Operations and Financial Condition On January 30, 2025, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and twelve months ended December 31, 2024. A copy of this press release is furnished with this report as Exhibit 99.1.

Director — Dwayne L. Allen: The filing discloses the appointment of a new director to the board, which is a routine governance event and not a departure of a senior executive.

Director — Daniela A. Mielke: A director voluntarily resigned to pursue other opportunities without any disagreement, representing a standard board turnover event rather than a senior executive departure.

Results of Operations and Financial Condition On October 24, 2024, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and nine months ended September 30, 2024. A copy of this press release is furnished with this report as Exhibit 99.1.

Director — Todd J. Brockman: The filing discloses the appointment of a new director to replace a retiring director, maintaining the board size, which is a routine governance matter.

Results of Operations and Financial Condition On July 25, 2024, The Bancorp, Inc. (the "Company") issued a press release regarding its earnings for the three and six months ended June 30, 2024. A copy of this press release is furnished with this report as Exhibit 99.1.

Director — Michael J. Bradley: The filing discloses the voluntary retirement of a director with a named successor for the Audit Committee chair role, representing an orderly succession rather than a sudden executive loss.

Results of Operations and Financial Condition On April 25, 2024, The Bancorp, Inc. (the “Company”) issued a press release regarding its earnings for the three months ended March 31, 2024. A copy of this press release is furnished with this report as Exhibit 99.1.