The Bancorp, Inc. (TBBK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$47.74+0.84%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · TBBK
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Average Fintech loans were $1.55 billion, a $906.7 million increase, or 141% from 3Q 2025, and an increase of $156.9 million, or 11% (not annualized), compared to 2Q 2026, continuing the strategic sh…
Stated in 4 of 4 supplied quarters. Management reported: “Average Fintech loans were $1.55 billion, a $906.7 million increase, or 141% from 3Q 2025, and an increase of $156.9 million, or 11% (not annualized), compared to 2Q 2026, continuing the strategic shift of the balance sheet towards sponsored lending.” “The $6.8 million increase compared to 2Q 2025 reflects a $5.3 million increase in total fintech fees, driven by organic volume growth with existing partners and products, and our focus on expanding our fintech business.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Average Fintech loans were $1.55 billion, a $906.7 million increase, or 141% from 3Q 2025, and an increase of $156.9 million, or 11% (not annualized), compared to 2Q 2026, continuing the strategic sh…”
“The $6.8 million increase compared to 2Q 2025 reflects a $5.3 million increase in total fintech fees, driven by organic volume growth with existing partners and products, and our focus on expanding o…”
“We believe our three major Fintech initiatives, along with platform efficiency gains from restructuring and AI tools, plus a high-level of capital return through continued buybacks, will be the drivi…”
““2025 demonstrated significant progress on our path to substantial growth in new revenue streams and enhanced profitability driven by our best-in-class Fintech ecosystem.”
We expect to repurchase $200 million of shares in 2026, or $50 million a quarter.
Stated in 3 of 4 supplied quarters. Management reported: “We expect to repurchase $200 million of shares in 2026, or $50 million a quarter.” “We are currently targeting buyback amounts for 2027 through Q1 2028 to be approximately 100% of Adjusted net income (1) .”
“We expect to repurchase $200 million of shares in 2026, or $50 million a quarter.”
“Our outlook for 2026 and 2027 includes significant share repurchases, including $200 million total or $50 million a quarter in 2026 followed by near-100% of net income returned through share repurcha…”
“Guidance for 2026 includes share repurchases under the existing repurchase program of $200 million or $50 million per quarter, and we forecast returning near 100% of earnings through share repurchase…”
We expect our three major Fintech initiatives along with platform efficiency and productivity gains from our organizational restructuring and adoption of AI tools, plus capital return through continu…
Stated in 2 of 4 supplied quarters. Management reported: “The Bancorp is restructuring its Small Business Lending business line (“SBL”) and intends to discontinue retail and wholesale new originations by the end of 2026, while continuing to responsibly manage and serve existing SBL customers and the loan portfolio.” “In addition, staffing adjustments were made across several other areas of the organization as it continues to refine workflows, expand automation and artificial intelligence, optimize costs and allocate capital with discipline and invest in its highest-value strategic priorities.”
“We expect our three major Fintech initiatives along with platform efficiency and productivity gains from our organizational restructuring and adoption of AI tools, plus capital return through continu…”
“We believe our three major Fintech initiatives, along with platform efficiency gains from restructuring and AI tools, plus a high-level of capital return through continued buybacks, will be the drivi…”
Maintain the stated EPS outlook while pursuing earnings growth through fintech initiatives, efficiency gains, and share repurchases.
Discontinue retail and wholesale Small Business Lending originations by the end of 2026 while continuing to manage existing customers and loans.
Over the trailing year it converted 1.51x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
12 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.