Truist Financial (TFC)
NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
$51.38-0.08%
Close 2026-07-07 · 1-day change
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Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 12 valuation methods, at three horizons. Current price $51.38. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $51 TFC trades at 1.0× p/b, below its 2.1× p/b peer median. Our $53 fair value sits above the price. We hold it with medium confidence: the peer anchor overstates how cheap it looks. Analysts target $45–$62. Not investment advice.
$45.00 – $62.00 (median $55.50) · 6 analysts · as of 2026-07-06
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $55.50 | — | — | Analyst | high |
| dcf fcfe | 12M | $27.75 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $6.53 | — | — | TTM | high |
| graham number | 12M | $69.05 | — | — | TTM | high |
| Peer P/B | 12M | $106.37 | 2.1 | 50.70 | TTM | high |
| Peer P/FCF | 12M | $60.92 | 13.6 | 4.48 | TTM | high |
| Peer P/E | 12M | $69.17 | 16.5 | 4.18 | TTM | high |
| Peer P/S | 12M | $65.03 | 3.4 | 19.27 | TTM | high |
| PEG | 12M | $117.07 | 28.0 | 4.18 | TTM | high |
| residual income | 12M | $48.88 | — | — | TTM | high |
| Own P/E history | 12M | $48.21 | 11.5 | 4.18 | TTM | high |
| triangulated | 12M | $70.65 | 16.5 | 4.27 | Triangulated | high |
| Peer P/B | 3Y | $109.47 | 2.1 | 52.18 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $34.60 | 13.6 | 2.54 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $94.63 | 16.5 | 5.72 | Analyst | medium |
| Peer P/S | 3Y | $53.72 | 3.4 | 15.92 | Analyst | medium |
| PEG | 3Y | $160.16 | 28.0 | 5.72 | Analyst | medium |
| Own P/E history | 3Y | $65.96 | 11.5 | 5.72 | Analyst | medium |
| Peer P/B | 5Y | $111.59 | 2.1 | 53.19 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $23.73 | 13.6 | 1.74 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $83.31 | 16.5 | 5.03 | Analyst | high |
| Peer P/S | 5Y | $47.30 | 3.4 | 14.02 | Analyst | high |
| PEG | 5Y | $141.01 | 28.0 | 5.03 | Analyst | high |
| Own P/E history | 5Y | $58.07 | 11.5 | 5.03 | Analyst | high |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.