Hanover Insurance (THG)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
$249.93+1.06%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
QuarterlyIQ Insights · THG
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks THG against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 4 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“In the third quarter, we continued to translate strategic clarity, disciplined execution and the breadth of our diversified franchise into exceptional performance,” said John C.
Stated in 4 of 4 supplied quarters. Management reported: ““With operating return on equity of 18.7% and record third quarter operating earnings per share of $5.15, our results reflect excellent underwriting execution and the benefits of our past portfolio actions.” ““We posted operating return on equity of approximately 20% and operating earnings of $5.31 per share, both second quarter records, as well as accelerated top-line premium growth.”
““In the third quarter, we continued to translate strategic clarity, disciplined execution and the breadth of our diversified franchise into exceptional performance,” said John C.”
“We are effectively navigating evolving market conditions, and achieving healthy pricing, while building growth momentum in the most attractive areas of our portfolio.””
““Our performance underscores disciplined execution and the cumulative impact of prior pricing and property underwriting actions that are now bearing fruit.”
““We delivered outstanding results in 2025, with a strong fourth quarter that capped a record year driven by disciplined execution across the company,” said John C.”
The profitability of our business continues to build capital, enabling increased share repurchases while maintaining the balance sheet strength and financial flexibility for future growth opportuniti…
Stated in 3 of 4 supplied quarters. Management reported: “We continue to deploy capital thoughtfully, including the repurchase of 580,000 shares, totaling $101 million year-to-date through April 28th – further augmenting the long-term value of our organization."” “Exhibit 99.1 The Hanover Insurance Group, Inc. Announces New Share Repurchase Authorization WORCESTER, Mass., May 13, 2026 - The Hanover Insurance Group, Inc. (NYSE: THG) today announced its board of directors approved a new share repurchase authorization, pursuant to which the company may repurchase up to $700 million of its common stock.”
“At the same time, we continue to invest in technology, AI and other capabilities that are delivering meaningful business impact and strengthening our future position.
Stated in 2 of 4 supplied quarters. Management reported: ““At the same time, we continue to invest in technology, AI and other capabilities that are delivering meaningful business impact and strengthening our future position.” “ET , highlighting the next chapter of The Hanover, its strategic priorities, and updated long-term financial targets.”
““At the same time, we continue to invest in technology, AI and other capabilities that are delivering meaningful business impact and strengthening our future position.”
Increase investment income through operating cash flows, higher earned yields, and investment portfolio income.
Grow premiums across the company’s insurance businesses while concentrating on attractive segments and maintaining selectivity.
Over the trailing year it converted 0.57x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Not enough signal yet.
Not enough signal to read sensitivity to the US dollar, the broad stock market, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
5 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-04.
“The profitability of our business continues to build capital, enabling increased share repurchases while maintaining the balance sheet strength and financial flexibility for future growth opportuniti…”
“We continue to deploy capital thoughtfully, including the repurchase of 580,000 shares, totaling $101 million year-to-date through April 28th – further augmenting the long-term value of our organizat…”
“We also repurchased $130 million of shares over the course of the year, reflecting our balanced, shareholder-focused capital management strategy.”
“ET , highlighting the next chapter of The Hanover, its strategic priorities, and updated long-term financial targets.”