Tompkins Financial Corporation (TMP)
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-09-04
$99.57+0.89%
Close 2026-09-04 · 1-day change
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · TMP
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to raise and sustain quarterly cash dividends to shareholders, reflecting strong capital and earnings growth.
Stated as a priority in 4 of last 4 quarters. Dividend per share increased from $0.62 in 2025-Q3 and 2025-Q4 to $0.67 in 2026-Q1 and 2026-Q2, with a declared 13% increase for Q3 2026 versus Q3 2025. Management has consistently emphasized dividend growth, and the financials show delivering on this commitment.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 67% of the time over the next year (vs 56% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Approved an increase to our dividend, payable in Q3 2026, a 13% increase vs Q3 2025.”
“Dividend per share was $0.67, up from $0.62 in prior quarters.”
“Dividend per share was $0.62, consistent with prior quarters.”
“Dividend per share was $0.62, reflecting steady dividend policy.”
Sustain record earnings growth with improving profitability, loan and deposit growth, and expanding net interest margin.
Stated as a priority in 4 of last 4 quarters. Diluted EPS increased from $1.37 in 2025-Q3 to $2.04 in 2026-Q2, net income rose from $23.7M to $29.3M, and net interest margin expanded by 50 basis points over this period. Management's statements align with the improving financial results, indicating delivering on earnings growth.
“Third consecutive quarter of record earnings with improving profitability and loan growth.”
“Record first quarter 2026 earnings, building on record results in Q4 2025.”
“Record quarterly net income and operating earnings for Q4 2025.”
“Net income and earnings per share increased compared to prior year quarters.”
Appoint new President of Tompkins Community Bank to support growth and strengthen credit and market expertise.
Newly stated in 2026-Q1. Management announced the appointment of Phillip M. Quintana as President-Elect of Tompkins Community Bank to succeed the retiring president. This leadership transition is intended to strengthen management with experienced credit and growth expertise. No direct financial impact yet observable in the data.
“Phillip M. Quintana appointed President-Elect, succeeding John McKenna retiring July 2026.”
Over the trailing year it converted 1.78x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
16 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.