Tompkins Financial Corporation (TMP)
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-11-05
$100.02-2.51%
Close 2026-11-05 · 1-day change
NYSE MKTFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · TMP
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Our consistent levels of loan and deposit growth along with further expansion in net interest margin continue to provide momentum as we look forward.
Stated in 3 of 4 supplied quarters. Management reported: “Our consistent levels of loan and deposit growth along with further expansion in net interest margin continue to provide momentum as we look forward.” “Our improving profitability and healthy levels of loan and deposit growth over the past year continue to support momentum in our financial results.” Revenue was $109.809 million in 2026-Q3.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Our consistent levels of loan and deposit growth along with further expansion in net interest margin continue to provide momentum as we look forward.”
“Our improving profitability and healthy levels of loan and deposit growth over the past year continue to support momentum in our financial results.”
“Our healthy levels of loan and deposit growth and our expanding net interest margin continued to support improving profitability in the first quarter.”
Given our strength in earnings and capital position we have approved another dividend increase, payable in the fourth quarter of 2026.
Stated in 2 of 4 supplied quarters. Management reported: “Given our strength in earnings and capital position we have approved another dividend increase, payable in the fourth quarter of 2026.” “Given our strong results and strengthening capital position, we have approved an increase to our dividend, payable in the third quarter of 2026.”
“Given our strength in earnings and capital position we have approved another dividend increase, payable in the fourth quarter of 2026.”
“Given our strong results and strengthening capital position, we have approved an increase to our dividend, payable in the third quarter of 2026.”
Our balance sheet remains flexible with strong capital and liquidity.
Stated in 2 of 4 supplied quarters. Management reported: “Our balance sheet remains flexible with strong capital and liquidity.” “During the fourth quarter of 2025, we announced the sale of Tompkins Insurance Agencies, Inc. and restructured our balance sheet, which we believe leaves us with continued momentum heading into 2026 and provides us with capital to support strategic investments for the future."”
“Our balance sheet remains flexible with strong capital and liquidity.”
“During the fourth quarter of 2025, we announced the sale of Tompkins Insurance Agencies, Inc. and restructured our balance sheet, which we believe leaves us with continued momentum heading into 2026…”
Continue repurchasing common shares under the company's 2025 Stock Repurchase Plan.
Sustain record earnings growth with improving profitability, loan and deposit growth, and expanding net interest margin.
Over the trailing year it converted 1.73x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.