Trustmark Corp. (TRMK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$46.62+1.22%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · TRMK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -4.8% |
| Our one-year growth estimate | diamond | -5.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 0.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
TRMK — earnings in line
Dated 2026-07-28
Results of Operations and Financial Condition. On July 28, 2026, Trustmark Corporation issued a press release announcing its financial results for the period ended June 30, 2026. A copy of this press release and the accompanying financial statements and slide presentation are attached hereto as Exhibits 99.1 and 99.2 to this report and incorporated herein by reference.
Why it matters: The sector is currently growing. If Trustmark's revenue growth drops, it may signal trouble ahead.
Worry ifTrustmark's revenue growth falls below 10% year over year.
Less concerning ifRevenue growth stays above 10% year over year.
Why it matters: Loan growth is key to Trustmark's earnings. A slowdown may signal deeper issues.
Worry ifLoans held for investment (HFI) increase less than 0.3% linked-quarter.
Less concerning ifLoans HFI increase more than 0.3% linked-quarter.
Why it matters: Stable noninterest expenses show good cost control. An increase could mean problems.
Worry ifNoninterest expense stays the same or goes down in Q2.
Less concerning ifNoninterest expense goes up by more than 2% from last quarter in Q2.
Why it matters: Higher noninterest expenses can hurt profits. Management wants to keep costs down.
Worry ifNoninterest expenses went up more than $2 million from last quarter.
Less concerning ifNoninterest expenses stayed the same or went down from last quarter.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$78 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $201 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,067 loss on $10,000 · 10.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Higher charge-offs may show problems with credit quality. Watching this helps check risk management.
Worry ifNet charge-offs exceed 0.04% of average loans in Q3.
Less concerning ifNet charge-offs remain below 0.03% of average loans in Q3.
Why it matters: News about the stock buyback can show management's trust in the company's value.
Supportive ifManagement shares news on more buybacks or updates on the $100 million program.
Worry ifNo updates or a pause in the stock repurchase program by year-end.
Why it matters: Strong loan growth signals Trustmark's ability to expand its lending business. This is key for future earnings.
Supportive ifLoans held for investment increase more than 0.8% linked-quarter in Q3.
Worry ifLoans held for investment increase less than 0.3% linked-quarter in Q3.
Why it matters: Worsening credit quality may show more risks in loans. This can hurt profits.
Worry ifNonperforming assets increase above 0.5% of loans HFI in Q3.
Less concerning ifNonperforming assets remain at or below 0.39% of loans HFI in Q3.
Why it matters: High noninterest costs may show problems. This can hurt profits and test cost control.
Worry ifNoninterest costs are over $135 million in Q3.
Less concerning ifTotal noninterest expense remains at or below $135 million in Q3.
Why it matters: Keeping expenses in check supports profitability. High expense growth could hurt margins.
Worry ifNoninterest expense growth is less than 2% linked-quarter in Q3.
Less concerning ifNoninterest expenses grew more than 2% from last quarter in Q3.
Why it matters: Ongoing buybacks can help the share price. They show that management believes in the company's value.
Supportive ifTrustmark repurchases over $20 million in shares in Q3.
Worry ifNo stock repurchases occur in Q3.