Trustmark Corp. (TRMK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$44.73-1.97%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · TRMK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -9.8% |
| Our one-year growth estimate | diamond | -4.8% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 4.9 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
TRMK — earnings in line
Dated 2026-10-27
Results of Operations and Financial Condition. On October 27, 2026, Trustmark Corporation issued a press release announcing its financial results for the period ended September 30, 2026. A copy of this press release and the accompanying financial statements and slide presentation are attached hereto as Exhibits 99.1 and 99.2 to this report and incorporated herein by reference.
Why it matters: Q3 expenses rose 2.7% from a year earlier. Faster growth could weaken the cost control management has stressed.
Worry ifQ4 noninterest expense rises more than 2.7% from Q4 2025.
Less concerning ifQ4 noninterest expense rises 2.7% or less year over year, or falls.
Why it matters: Loans fell 0.3% in Q3, despite 2.4% growth from a year earlier. Another decline would test loan growth momentum.
Watch forQ4 loans HFI rise from the Q3 balance of $13.9 billion, with year-over-year growth staying positive.
Also watch forQ4 loans HFI fall from Q3, or year-over-year loan growth turns negative.
Why it matters: Trustmark bought securities yielding about 5.0% after selling ones yielding about 1.4%. The next results can show whether this lifts income.
Supportive ifQ4 net interest income rises from Q3's $170.6 million, or net interest margin rises above 3.84%.
Worry ifQ4 net interest income falls below $170.6 million and net interest margin falls below 3.84%.
Why it matters: Nonaccrual loans rose $4.7 million in Q3. A further rise would reverse the improvement seen after the Q2 mortgage loan sale.
Worry ifQ4 nonaccrual loans exceed the Q3 level of $54.3 million, or net charge-offs rise above 0.03% of average loans.
Less concerning ifQ4 nonaccrual loans fall below $54.3 million and net charge-offs stay at or below 0.03% of average loans.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$80 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $191 loss on $10,000 · 1.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $944 loss on $10,000 · 9.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.