TransUnion (TRU)
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
$79.88-5.93%
Close 2026-09-04 · 1-day change
NYSEIndustrialsFinancial - Data & Stock ExchangesSnapshot 2026-09-04
Research Workspace
Put TRU beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Industrials is in expansion. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar under pressure — Revenue growth from acquisitions: FY26 revenue guidance $5.13B vs $5.12B target.
View ThesisRevenue growth is accelerating — up about 12% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityManagement screens strong on earnings delivery, the balance sheet.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 2% on a typical day and fell roughly 31% in its worst 12-month stretch.
View RiskTransUnion's growth relies on its ability to expand its data and analytics capabilities. Revenue grew 15% year over year, and the last quarter beat expectations. It trades at 18× P/E versus a peer median of 24×, indicating modest growth expectations compared to our view. If TRU cuts guidance after recently raising it, that could harm credibility and lead to a significant stock drop. Peer multiples imply a price roughly in line with where it trades. Our read remains intact.
Trailing returns as of 2026-09-04. TRU is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 22 analysts currently covering TRU (as of Sep 2026).
Based on 9 Wall Street analysts offering 12-month price targets for TRU in the last 4 months.
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Compare TRU with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| TRU Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Research & Consulting Services — fair value, gap to price, and forward P/E.
Compare the value case
Put TRU next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
FICO's decline may indicate competitive pressures on TRU.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-04. EPS is implied from price ÷ P/E. Not investment advice.
Current $79.88
The last 12 months of price, then the range of analyst 12-month targets from today’s $79.88.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Credit scoring shift impacts competitive landscape for TransUnion.
Consumer data breach litigation could impact reputation and growth.
CFO departure could disrupt financial strategy execution.
Changes in credit score system may affect customer trust and growth.
Advances: Achieve high-single digit organic constant currency revenue growth
Positive revenue growth supports organic growth objectives.
CFO resignation may disrupt financial strategy execution.
Advances: Drive innovation-led, scalable growth
Partnership enhances innovation-led growth through audience data.