Other Events At its August 24, 2026 meeting, the Board of Directors of United Bankshares, Inc. (the “Company” or “United”) approved a third quarter dividend of $0.38 per share and a new plan to repurchase up to 6.8 million shares of United’s common stock, or approximately 5% of the Company’s total shares of common stock issued and outstanding (the “2026 Plan”). Repurchases by the Company may be made from time to time through open market purchases, privately negotiated transactions, or by othe…

Results of Operations and Financial Condition On July 23, 2026 United Bankshares, Inc. (“United”) announced its financial results for the second quarter and first half of 2026. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Results of Operations and Financial Condition On April 23, 2026 United Bankshares, Inc. (“United”) announced its financial results for the first quarter of 2026. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Results of Operations and Financial Condition On January 22, 2026 United Bankshares, Inc. (“United”) announced its financial results for the fourth quarter and year of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Other Events At its November 20, 2025 meeting, the Board of Directors of United Bankshares, Inc. (the “Company” or “United”) approved a new plan to repurchase up to 5 million shares of United’s common stock, or approximately 3.6% of the Company’s total shares of common stock issued and outstanding (the “2025 Plan”). Repurchases by the Company may be made from time to time through open market purchases, privately negotiated transactions, or by other means. The repurchases will be subject to ap…

Results of Operations and Financial Condition On October 23, 2025 United Bankshares, Inc. (“United”) announced its financial results for the third quarter and first nine months of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

CEO — Richard M. Adams, Jr.: The filing discloses the execution of change in control agreements and equity award forms, which are compensatory arrangements rather than an actual departure or appointment of officers.

Results of Operations and Financial Condition On July 24, 2025 United Bankshares, Inc. (“United”) announced its financial results for the second quarter and first half of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

The excerpt describes the shareholder approval of an equity incentive plan, which is a compensatory arrangement rather than a change in management personnel.

Results of Operations and Financial Condition On April 24, 2025 United Bankshares, Inc. (“United”) announced its financial results for the first quarter of 2025. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Results of Operations and Financial Condition On January 24, 2025 United Bankshares, Inc. (“United”) announced its financial results for the fourth quarter and year of 2024. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Other Events. Effective as of 5:01 p.m. on January 10, 2025 (the “Effective Time”), United completed its previously announced acquisition of Piedmont. Piedmont was merged with and into United (the “Merger”), pursuant to the terms of the Agreement and Plan of Merger, dated May 9, 2024, by and between United and Piedmont (the “Agreement”). The Merger was accounted for under the acquisition method of accounting. Immediately following the Merger, The Piedmont Bank, a wholly-owned subsidiary of Pi…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of Registrant. In connection with the merger described in

Results of Operations and Financial Condition On October 24, 2024 United Bankshares, Inc. (“United”) announced its financial results for the third quarter and first nine months of 2024. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Director — Dr. Sara DuMond: The filing discloses the appointment of a new independent director to fill a vacancy created by a board size increase, which is a routine governance action.

Results of Operations and Financial Condition On July 25, 2024 United Bankshares, Inc. (“United”) announced its financial results for the second quarter and first half of 2024. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under

Other Events Concurrently with the execution of the Merger Agreement, each of Piedmont’s and The Piedmont Bank’s directors entered into a Support Agreement (each, a “Support Agreement”) with United, pursuant to which the directors, in their capacity as shareholders of Piedmont, have agreed, among other things, to vote their shares of Piedmont Common Stock at Piedmont’s shareholder meeting in favor of approval of the Merger Agreement and the Merger. The foregoing description of the Support Agr…

Entry into a Material Definitive Agreement On May 9, 2024, United Bankshares, Inc. (“United”) entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Piedmont Bancorp, Inc., a Georgia corporation (“Piedmont”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, Piedmont will merge with and into United (the “Merger”), with United as the surviving corporation in the Merger. Immediately following the Merger, Piedmont’s wholly-own…

Results of Operations and Financial Condition On April 25, 2024 United Bankshares, Inc. (“United”) announced its financial results for the first quarter of 2024. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under