U-Haul Holding Co (UHAL)
NYSEIndustrialsRental & Leasing ServicesSnapshot 2026-11-05
$58.88-3.16%
Close 2026-11-05 · 1-day change
NYSEIndustrialsRental & Leasing ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · UHAL
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 799.5% |
| Our one-year growth estimate | diamond | 5.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Usually moved in the opposite direction.
Price observations: 365 days
Most sensitive to the broad stock market and long-term interest rates.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 793.9 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Elevated risk of a next-quarter earnings miss: this name is on a run of consecutive earnings misses and has been missing across recent quarters. A fundamental tilt, not a price call.
Model as of 2026-11-05 · Compared with 8 industry peers · Company calendar date is not available
UHAL — earnings miss
Dated 2026-11-04
Results of Operations and Financial Condition. On November 4, 2026, U-Haul Holding Company (the “Company“) issued a press release announcing its financial results for the quarter ended September 30, 2026. A copy of this press release is attached hereto as Exhibit 99.1. The information in Exhibit 99.1 is being furnished pursuant to this
Why it matters: The Aug. quarter showed a $1.9 million gain on retired rental gear after several quarters of losses. Fleet depreciation still rose $13.5 million year over year.
Watch forOn Nov. 4, Moving and Storage operating earnings rise year over year, and retired rental gear sales post a gain.
Also watch forOn Nov. 4, Moving and Storage operating earnings fall year over year, or retired rental gear sales post a loss.
Why it matters: Storage revenue grew 6.8%, but same-store occupancy fell to 88.3%. Management said new units are still opening faster than they fill.
Watch forSame-store occupancy tops 88.3%. Storage revenue per square foot stays above last year's level.
Also watch forSame-store occupancy drops below 88.3%, or revenue per square foot falls below last year's level.
Why it matters: Net debt rose to 4.4 times adjusted EBITDA from 4.0 times a year earlier. A further rise would add pressure while earnings remain weak.
Worry ifA later quarterly report shows net debt to adjusted EBITDA above 4.4x.
Less concerning ifA later quarterly report shows net debt to adjusted EBITDA below 4.4x.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$103 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $251 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $2,854 loss on $10,000 · 28.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.