Results of Operations and Financial Condition. On August 12, 2026, Usio, Inc. issued a press release announcing financial results for its quarter ended June 30, 2026. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-look…

The filing details compensation arrangements for certain officers.

Material Modification to Rights of Security Holders To the extent required, the information set forth below under

Results of Operations and Financial Condition. On May 13, 2026, Usio, Inc. issued a press release announcing financial results for its quarter ended March 31, 2026. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-lookin…

Results of Operations and Financial Condition. On March 18, 2026, Usio, Inc. issued a press release announcing financial results for its quarter and year ended December 31, 2025. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements.…

Results of Operations and Financial Condition. On January 21, 2026, Usio, Inc. issued an annual letter its shareholders. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of the Section. This report contains forward-looking statements. Forward-looking statements include, but are not limited t…

Results of Operations and Financial Condition. On November 12, 2025, Usio, Inc. issued a press release announcing financial results for its quarter ended September 30, 2025. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forwa…

Compensation amendments for board members.

Approval of a new form of Restricted Stock Unit Agreement.

Senior Vice President, Chief Accounting Officer — Michael White: The company entered into an employment agreement with Michael White for the roles of Senior Vice President and Chief Accounting Officer.

Results of Operations and Financial Condition. On August 6, 2025, Usio, Inc. issued a press release announcing financial results for its quarter ended June 30, 2025. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-looki…

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. (a) On June 1, 2025, Usio, Inc. (the “Company”) was notified that the partners of Pannell Kerr Forster of Texas, P.C. ("PKF Texas") became partners of WithumSmith+Brown PC (“Withum”); as such, PKF Texas will no longer be the independent registered public accounting firm for the Company. The audit report of PKF Texas on the consolidated financial st…

Results of Operations and Financial Condition. On May 14, 2025, Usio, Inc. issued a press release announcing financial results for its quarter ended March 31, 2025. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-lookin…

Results of Operations and Financial Condition. On March 26, 2025, Usio, Inc. issued a press release announcing financial results for its quarter and year ended December 31, 2024. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements.…

Executive Vice President, Chief Revenue Officer — Greg Carter: Greg Carter was promoted to Executive Vice President, Chief Revenue Officer.

Executive Vice President, Chief Revenue Officer — Greg Carter: Greg Carter was promoted to Executive Vice President, Chief Revenue Officer.

Results of Operations and Financial Condition. On November 6, 2024, Usio, Inc. issued a press release announcing financial results for its quarter ended September 30, 2024. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forwar…

Results of Operations and Financial Condition. On August 14, 2024, Usio, Inc. issued a press release announcing financial results for its quarter ended June 30, 2024. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-look…

Results of Operations and Financial Condition. On May 15, 2024, Usio, Inc. issued a press release announcing financial results for its quarter ended March 31, 2024. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forward-lookin…

Changes in Registrant's Certifying Accountant (a) The Audit Committee of the Board of Directors of Usio, Inc., (the “Company”) has selected Pannell Kerr Forster of Texas, P.C. (“PKF”) as the Company’s independent registered public accounting firm for the year ending December 31, 2024. The Company was informed by its long-standing independent registered public accounting firm, ADKF, P.C. (“ADKF”), that it declined to stand for re-appointment as the Company’s independent registered public accou…

Results of Operations and Financial Condition. On March 27, 2024, Usio, Inc. issued a press release announcing financial results for its quarter and year ended December 31, 2023. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements.…

Senior Vice President, Chief Accounting Officer / Senior Vice President, Chief Product Officer — Michael White / Houston Frost: The company promoted two key executives to higher positions within the organization.

Senior Vice President, Chief Financial Officer — Tom Jewell: Mr. Jewell retired and entered into a separation agreement with the company.

Senior Vice President, Chief Financial Officer — Tom Jewell: Mr. Tom Jewell retired immediately to spend time with his family and grandchildren.

Results of Operations and Financial Condition. On November 8, 2023, Usio, Inc. issued a press release announcing financial results for its quarter ended September 30, 2023. The full text of the press release is furnished as Exhibit 99.1. The information furnished in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liability of that Section. This report contains forward-looking statements. Forwar…