Univest Financial Corp. (UVSP)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$40.30-2.87%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · UVSP
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
The growth from December 31, 2025 and September 30, 2025 was partially offset by a decline in residential mortgage loans, which is consistent with our strategy to focus balance sheet growth on full-r…
Stated in 3 of 3 supplied quarters. Management reported: “The growth from December 31, 2025 and September 30, 2025 was partially offset by a decline in residential mortgage loans, which is consistent with our strategy to focus balance sheet growth on full-relationship customers, which is intended to improve our loan-to-deposit ratio.” “This growth was partially offset by a decline in residential mortgage loans, which is consistent with our strategy to focus balance sheet growth on full-relationship customers which will improve our loan-to-deposit ratio.” Revenue was $90.030 million in 2026-Q3.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“The growth from December 31, 2025 and September 30, 2025 was partially offset by a decline in residential mortgage loans, which is consistent with our strategy to focus balance sheet growth on full-r…”
“Monios 62 3 Chief Credit Officer 9 2026 Strategy 10 Balance Sheet Optimization Improve Operating Leverage Growth In Non-Interest Income Businesses ◦ Maintain net interest margin with peer competitive…”
“This growth was partially offset by a decline in residential mortgage loans, which is consistent with our strategy to focus balance sheet growth on full-relationship customers which will improve our…”
Monios 62 3 Chief Credit Officer 9 2026 Strategy 10 Balance Sheet Optimization Improve Operating Leverage Growth In Non-Interest Income Businesses ◦ Maintain net interest margin with peer competitive…
Stated in 1 of 3 supplied quarters. Management reported: “This is a non-GAAP financial measure.” Revenue was $90.030 million in 2026-Q3.
“Monios 62 3 Chief Credit Officer 9 2026 Strategy 10 Balance Sheet Optimization Improve Operating Leverage Growth In Non-Interest Income Businesses ◦ Maintain net interest margin with peer competitive…”
Monios 62 3 Chief Credit Officer 9 2026 Strategy 10 Balance Sheet Optimization Improve Operating Leverage Growth In Non-Interest Income Businesses ◦ Maintain net interest margin with peer competitive…
Stated in 1 of 3 supplied quarters. Management reported: “Refer to the Appendix for reconciliation 2.” Net income was $21.568 million in 2026-Q3.
“Monios 62 3 Chief Credit Officer 9 2026 Strategy 10 Balance Sheet Optimization Improve Operating Leverage Growth In Non-Interest Income Businesses ◦ Maintain net interest margin with peer competitive…”
This is a non-GAAP financial measure.
This is a non-GAAP financial measure.
Over the trailing year it converted 0.90x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
4 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-05.