Visa Inc. (V)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
$422.59-3.20%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · V
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks V against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 4 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 2 guided quarters · 11.5% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Document Visa Reports Fiscal Second Quarter 2026 Results San Francisco, CA, April 28, 2026 – Visa (NYSE: V) • GAAP net income of $6.0B or $3.14 per share and non-GAAP net income of $6.3B or $3.31 per…
Stated in 2 of 8 supplied quarters. Management reported: “Document Visa Reports Fiscal Second Quarter 2026 Results San Francisco, CA, April 28, 2026 – Visa (NYSE: V) • GAAP net income of $6.0B or $3.14 per share and non-GAAP net income of $6.3B or $3.31 per share • Net revenue of $11.2B, an increase of 17%, or 16% on a constant-dollar basis • Growth in payments volume, cross-border volume and processed transactions was strong • Share repurchases and dividends of $9.2B • The board of directors authorized a new $20.0B multi-year share repurchase program Income Statement Summary In billions, except percentages and per share data.”
“Document Visa Reports Fiscal Second Quarter 2026 Results San Francisco, CA, April 28, 2026 – Visa (NYSE: V) • GAAP net income of $6.0B or $3.14 per share and non-GAAP net income of $6.3B or $3.31 per…”
“As we continue through 2025, we remain focused on serving our clients and innovating across our three growth levers – consumer payments, new flows and value-added services."”
Throughout the quarter, we continued to enhance our Visa as a Service stack, including with agentic and stablecoin capabilities, to further strengthen our position as the leading hyperscaler of payme…
Stated in 3 of 8 supplied quarters. Management reported: “Throughout the quarter, we continued to enhance our Visa as a Service stack, including with agentic and stablecoin capabilities, to further strengthen our position as the leading hyperscaler of payments globally and drive growth for years to come."” “As technologies like AI-driven commerce, real-time money movement, tokenization and stablecoins converge to reshape commerce, our focus on innovation and product development positions Visa to lead this transformation.””
In April 2026, the board of directors authorized a new $20.0 billion multi-year class A common stock share repurchase program.
Stated in 4 of 8 supplied quarters. Management reported: “In April 2026, the board of directors authorized a new $20.0 billion multi-year class A common stock share repurchase program.” “During the three months ended December 31, 2025, Visa repurchased approximately 11 million shares of class A common stock at an average cost of $342.13 per share for $3.8 billion.”
“In April 2026, the board of directors authorized a new $20.0 billion multi-year class A common stock share repurchase program.”
Use acquisitions and product capabilities to strengthen fraud intelligence, payments protection and payment infrastructure.
Focus on increasing payments volume, cross-border volume, and processed transactions to fuel net revenue growth and overall business expansion.
Over the trailing year it converted 1.11x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
21 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.
“Throughout the quarter, we continued to enhance our Visa as a Service stack, including with agentic and stablecoin capabilities, to further strengthen our position as the leading hyperscaler of payme…”
“Our purposeful investments in our Visa as a Service stack continue to position us as a payments hyperscaler to deliver technology and infrastructure that redefine what's possible in payments."”
“We continued to invest in our Visa as a Service stack to serve as a hyperscaler across the payments ecosystem.”
“During the three months ended December 31, 2025, Visa repurchased approximately 11 million shares of class A common stock at an average cost of $342.13 per share for $3.8 billion.”
“During the three months ended June 30, 2025, Visa repurchased approximately 14 million shares of class A common stock at an average cost of $349.24 per share for $4.8 billion.”
“In April, the board of directors authorized a new $30.0 billion multi-year class A common stock share repurchase program.”