Vroom, Inc. (VRM)
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · VRM
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Exhibit 99.1 Vroom Announces Second Quarter 2026 Results First Time in Company History Vroom Achieves Positive Net Income and Adjusted Net Income NEW YORK – August 4, 2026 – Vroom, Inc. (Nasdaq:VRM)…
Stated in 2 of 2 supplied quarters. Management reported: “Exhibit 99.1 Vroom Announces Second Quarter 2026 Results First Time in Company History Vroom Achieves Positive Net Income and Adjusted Net Income NEW YORK – August 4, 2026 – Vroom, Inc. (Nasdaq:VRM) today announced financial results for the second quarter ended June 30, 2026.” “2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.” Net income was $0.628 million in 2026-Q2.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 59% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Exhibit 99.1 Vroom Announces Second Quarter 2026 Results First Time in Company History Vroom Achieves Positive Net Income and Adjusted Net Income NEW YORK – August 4, 2026 – Vroom, Inc. (Nasdaq:VRM)…”
“HIGHLIGHTS OF FIRST QUARTER 2026 • $98.4 million stockholders' equity as of March 31, 2026 and $86.5 million tangible book value (1) as of March 31, 2026 • $56.4 million consolidated total available…”
We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."
Stated in 2 of 2 supplied quarters. Management reported: “2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.” “We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."”
“We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."”
“HIGHLIGHTS OF FIRST QUARTER 2026 • $98.4 million stockholders' equity as of March 31, 2026 and $86.5 million tangible book value (1) as of March 31, 2026 • $56.4 million consolidated total available…”
2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.
Stated in 2 of 2 supplied quarters. Management reported: “2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.” “2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.”
“2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.”
“Early performance indicators and multivariate loss projections indicate strong performance from vintages underwritten since Q3 2025 under this new model.””
We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."
Stated in 2 of 2 supplied quarters. Management reported: “2 SECOND QUARTER 2026 FINANCIAL DISCUSSION All financial comparisons are on a year-over-year basis unless otherwise noted.” “We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."”
“We ended the quarter with total available liquidity of $63.9 million, and remain focused on disciplined expense management."”
“HIGHLIGHTS OF FIRST QUARTER 2026 • $98.4 million stockholders' equity as of March 31, 2026 and $86.5 million tangible book value (1) as of March 31, 2026 • $56.4 million consolidated total available…”
Continue investments in technology platforms including dealer portal and credit decision engine to add value and improve underwriting.
Over the trailing year it converted 0.21x of net income into operating cash flow.
Not enough signal yet.
Not enough signal to read sensitivity to the US dollar, the broad stock market, Fed net liquidity, long-term interest rates, real (inflation-adjusted) rates (low R² over the window).
30 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.