Results of Operations and Financial Condition On October 15, 2026, the Company announced by press release its earnings for the quarter and fiscal year ended September 30, 2026. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the September 30, 2026 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) o…

CEO — Brent J. Beardall: The filing discloses a new employment agreement and continuity payments contingent on a merger, which is a compensatory arrangement rather than a departure or appointment event.

Entry into a Material Definitive Agreement. Merger Agreement On September 6, 2026, WaFd, Inc., a Washington corporation (“ WaFd ”), entered into an Agreement and Plan of Merger (the “ Merger Agreement ”) with EverBank Financial Corp, a Delaware corporation (“ EverBank ”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, EverBank will merge with and into WaFd (the “ Merger ”), with WaFd continuing as the surviving corporation in the Merger (th…

Unregistered Sale of Equity Securities. Reference is made to the disclosure set forth under

Other Events On August 11, 2026 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on October 15, 2026, to shareholders of reco…

Results of Operations and Financial Condition On July 16, 2026, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended June 30, 2026. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the June 30, 2026 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of Form 8-K.

Other Events On May 12, 2026 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on July 15, 2026, to shareholders of record as…

Results of Operations and Financial Condition On April 16, 2026, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended March 31, 2026. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the March 31, 2026 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of Form 8-K.

Director — Erin Hill: Ms. Erin Hill was appointed to the Board of Directors to fill a vacancy.

Director — Steven Singh: Mr. Singh is resigning from the Board for personal reasons.

Other Events On February 3, 2026 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on April 15, 2026, to shareholders of recor…

Results of Operations and Financial Condition On January 15, 2026, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended December 31, 2025. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the December 31, 2025 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of F…

Other Events On November 11, 2025 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on January 15, 2026, to shareholders of re…

Results of Operations and Financial Condition On October 16, 2025, the Company announced by press release its earnings for the quarter and fiscal year ended September 30, 2025. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the September 30, 2025 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) o…

Other Events On August 12, 2025 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on October 15, 2025, to shareholders of reco…

Results of Operations and Financial Condition On July 17, 2025, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended June 30, 2025. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the June 30, 2025 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of Form 8-K.

Other Events On May 13, 2025 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on July 15, 2025, to shareholders of record as…

Results of Operations and Financial Condition On April 11, 2025, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended March 31, 2025. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the March 31, 2025 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of Form 8-K.

The filing describes the stockholder approval of a new stock incentive plan, which is a compensatory arrangement rather than a change in management personnel.

Other Events On February 11, 2025 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on April 15, 2025, to shareholders of reco…

Executive Vice President and Chief Commercial Banker — James Endrizzi: The Executive Vice President and Chief Commercial Banker is ceasing to be an executive officer and forfeiting equity awards, representing a loss of a senior management figure despite an internal role transition.

Results of Operations and Financial Condition On January 16, 2025, WaFd, Inc. (the "Company") announced by press release its earnings for the quarter ended December 31, 2024. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the December 31, 2024 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) of F…

Other Events On November 12, 2024 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on January 15, 2025, to shareholders of re…

Results of Operations and Financial Condition On October 17, 2024, the Company announced by press release its earnings for the quarter and fiscal year ended September 30, 2024. A copy of the press release is attached to this filing as Exhibit 99.1. A copy of the September 30, 2024 Fact Sheet, which presents certain detailed financial information about the Company, is attached as Exhibit 99.2. This information is being furnished under Item 2.02 (Results of Operations and Financial Condition) o…

Other Events On August 13, 2024 the Board of Directors of WaFd, Inc. (the "Company" or "WaFd") declared a cash dividend of $12.1875 per share, on its 4.875% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. This dividend equals $0.30468750 per depositary share, each representing 1/40th interest in a share of Series A Preferred Stock, which is traded on the NASDAQ under the symbol "WAFDP." The Series A Preferred Stock dividend is payable on October 15, 2024, to shareholders of reco…