WaFd, Inc. (WAFD)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$30.13+1.21%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · WAFD
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks WAFD against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 1 guided quarters · 1.2% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Document Exhibit 99.1 [TABLE] Thursday, October 15, 2026 FOR IMMEDIATE RELEASE [/TABLE] WaFd Announces Fiscal 2026 Earnings and 22% Increase in EPS Fiscal Year Highlights [TABLE] $256 Million | $3.21…
Stated in 2 of 3 supplied quarters. Management reported: “Loan originations for active loan types totaled $5.5 billion for fiscal year 2026, compared to $4.0 billion of originations in fiscal year 2025.” “The Company sold $543 million of single-family residential loans during the September quarter and has entered into an agreement to sell $429 million of multifamily loans in the first quarter of fiscal 2027.”
“Document Exhibit 99.1 [TABLE] Thursday, October 15, 2026 FOR IMMEDIATE RELEASE [/TABLE] WaFd Announces Fiscal 2026 Earnings and 22% Increase in EPS Fiscal Year Highlights [TABLE] $256 Million | $3.21…”
“During the quarter, we executed on our strategic plan and grew our active loan segments by 12% annualized.”
Tangible common equity per share is a key metric for our management team.
Stated in 2 of 3 supplied quarters. Management reported: “During the year, the Company repurchased 4,703,844 shares of common stock at a weighted average price of $31.00.” “For the year ended September 30, 2026, tangible common equity per share grew from $29.38 as of September 30, 2025 to $30.51 at September 30, 2026.”
“Tangible common equity per share is a key metric for our management team.”
Credit Quality Considering the shifting economic and monetary environment, further impacted by on-going global developments, credit quality continues to be monitored closely.
Stated in 3 of 3 supplied quarters. Management reported: “Non-performing assets decreased to $86 million, or 0.32% of total assets, from $136 million, or 0.49%, at June 30, 2026 and from $143 million, or 0.54%, at September 30, 2025.” “Delinquent loans decreased to 0.50% of total loans at September 30, 2026, compared to 0.75% at June 30, 2026 and 0.60% at September 30, 2025.”
“Credit Quality Considering the shifting economic and monetary environment, further impacted by on-going global developments, credit quality continues to be monitored closely.”
Combine WaFd and EverBank to broaden nationwide growth, enhance operational scale, and integrate complementary consumer and commercial banking capabilities.
Continue increasing earnings per share and returns while maintaining the earnings performance management describes as consistent.
Over the trailing year it converted 1.38x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-04.
“Tangible common equity per share is a key metric for our management team.”
“Credit Quality Considering the shifting economic and monetary environment, further impacted by recent global developments, credit quality continues to be monitored closely.”
“Credit Quality Considering the shifting economic and monetary environment, further impacted by recent global developments, credit quality continues to be monitored closely.”