Whirlpool Corporation (WHR)
NYSEConsumer DiscretionaryFurnishings, Fixtures & AppliancesSnapshot 2026-09-04
$39.30+2.10%
Close 2026-09-04 · 1-day change
NYSEConsumer DiscretionaryFurnishings, Fixtures & AppliancesSnapshot 2026-09-04
QuarterlyIQ Insights · WHR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -21.4% |
| Our one-year growth estimate | diamond | 2.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 24.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Worth watching into the next print: this name has been missing across recent quarters and is on a run of consecutive earnings misses. A fundamental tilt, not a price call.
Model as of 2026-09-04 · Compared with 15 industry peers
WHR — earnings in line
Dated 2026-08-03
Results of Operations and Financial Condition. On August 3, 2026, Whirlpool Corporation issued a press release providing information regarding earnings for the second quarter of 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Form 8-K, including the Exhibits hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section, nor shall it be deemed incorporat…
Why it matters: Higher gross profit means better cost control. This is important for making more money.
Supportive ifGross profit increases from $415M in Q1 2026.
Worry ifGross profit decreases further from $415M in Q1 2026.
Why it matters: Going over this target shows strong financial management and a healthy balance sheet.
Supportive ifDebt reduction reported at over $900 million for 2026.
Worry ifDebt reduction was well below $900 million for 2026.
Why it matters: Reducing debt is important for Whirlpool's financial health and plans for growth.
Supportive ifWhirlpool reports reducing debt by over $900 million in 2026.
Worry ifDebt reduction falls short of the $900 million target.
Why it matters: Financing this will improve cash flow and help Whirlpool operate better.
Supportive ifThey said they successfully moved to the $2.25 billion asset-based loan.
Worry ifA delay or failure to complete this shows possible cash flow problems.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$207 on $10,000 · ±2.1% | How much price usually moves either way. |
| Bad day | $494 loss on $10,000 · 4.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $6,169 loss on $10,000 · 61.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Management is behind on cost cuts. Progress could improve profits and cash flow.
Supportive ifManagement reports a reduction in costs by at least 10% in the next quarter.
Worry ifCost reductions remain stagnant or worsen in the next quarter.
Why it matters: Maintaining dividends signals financial health and can support stock price.
Supportive ifManagement says dividend payments will keep going without cuts next quarter.
Worry ifA dividend cut is announced or hinted at in the next quarter.
Why it matters: Better cash flow shows a healthier business. This helps with future investments and dividends.
Supportive ifCash flow from operations is getting better. It improved from -$827M in Q1 2026.
Worry ifCash flow from operations remains negative or worsens from -$827M in Q1 2026.
Why it matters: A drop in sector revenue growth could signal broader challenges. It may impact Whirlpool's performance.
Worry ifSector revenue growth drops below its median level.
Less concerning ifSector revenue growth remains above its median level.
Why it matters: Finishing the tender offer will show good debt management. This matters for financial stability.
Supportive ifThe tender offer for 2026 and 2027 Notes is done by June 30, 2026.
Worry ifTender offer fails to complete by June 30, 2026.
Why it matters: Reaching this goal is key for financial health. It helps reduce debt.
Supportive ifCash from operations is about $700 million.
Worry ifCash flow from operations is negative or below $700 million.
Why it matters: A rise in ongoing EBIT margin would show that pricing actions are working. This is key for restoring profitability.
Supportive ifOngoing EBIT margin improves to above 2.0% in Q3 2026.
Worry ifOngoing EBIT margin stays below 1.8% in Q3 2026.
Why it matters: Stable or rising dividends show a strong financial position. This builds trust with investors.
Supportive ifDividend per share remains at $0.9 or increases from Q1 2026.
Worry ifDividend per share decreases further from $0.9 in Q1 2026.
Why it matters: Finishing this offering is important for Whirlpool's plan to reduce debt and improve cash.
Supportive ifThe $2 billion senior secured notes offering ends on June 16, 2026.
Worry ifIf the offering does not close, it may show liquidity problems.
Why it matters: Good cash flow helps with spending and keeping dividends.
Supportive ifCash flow from operations increases by at least 15% in the next quarter.
Worry ifCash flow from operations decreases or stays flat in the next quarter.
Why it matters: Positive cash flow is key to reaching the $700 million goal and reducing debt.
Supportive ifCash from operations turns positive in Q3.
Worry ifCash from operations stays negative in Q3.
Why it matters: A margin below 4.0% would signal that cost and pricing actions are not effective.
Worry ifQ3 EBIT margin was below 4.0%.
Less concerning ifQ3 ongoing EBIT margin reported at or above 4.0%.