Whirlpool Corporation (WHR)
NYSEConsumer DiscretionaryFurnishings, Fixtures & AppliancesSnapshot 2026-11-04
$32.65+8.36%
Close 2026-11-04 · 1-day change
NYSEConsumer DiscretionaryFurnishings, Fixtures & AppliancesSnapshot 2026-11-04
QuarterlyIQ Insights · WHR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -5.5% |
| Our one-year growth estimate | diamond | 2.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Usually moved in the opposite direction.
Price observations: 365 days
Most sensitive to the broad stock market and long-term interest rates.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Elevated risk of a next-quarter earnings miss: this name has been missing across recent quarters and is on a run of consecutive earnings misses. A fundamental tilt, not a price call.
Model as of 2026-11-04 · Compared with 6 industry peers · Company calendar date is not available
WHR — earnings miss
Dated 2026-10-26
Results of Operations and Financial Condition. On October 26, 2026, Whirlpool Corporation issued a press release providing information regarding earnings for the third quarter of 2026. A copy of the press release is attached hereto as Exhibit 99.1. The information in this Form 8-K, including the Exhibits hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section, nor shall it be deemed incorpora…
Why it matters: Q3 Latin America sales grew, but its margin fell to 2.0%. Management announced price increases of up to 10%.
Watch forQ4 MDA Latin America EBIT margin rises above Q3's 2.0%.
Also watch forQ4 MDA Latin America EBIT margin stays at or below 2.0%.
Why it matters: North America sales fell 8.2% year over year in Q3 as demand stayed soft. A smaller drop would show that the decline is easing.
Watch forQ4 MDA North America sales fall less than 8.2% year over year.
Also watch forQ4 MDA North America sales fall 8.2% or more year over year.
Why it matters: Whirlpool announced a 7% price increase for Q4. The test is whether higher prices offset weak demand and rising costs.
Watch forQ4 MDA North America EBIT margin rises from Q3's 3.0%, with sales holding near Q3's $2.495 billion.
Also watch forQ4 MDA North America EBIT margin falls below 3.0%, or sales drop further from $2.495 billion.
Why it matters: Whirlpool reported deeply negative cash flow through Q3, yet kept its full-year cash goals. The year-end result will test that plan.
Watch forFull-year free cash flow is near or above $300 million, and cash from operations is near $700 million.
Also watch forFull-year free cash flow falls short of $300 million or cash from operations falls short of $700 million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$207 on $10,000 · ±2.1% | How much price usually moves either way. |
| Bad day | $541 loss on $10,000 · 5.4% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $7,113 loss on $10,000 · 71.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Management lowered its debt goal from below $5 billion to below $4.5 billion. The year-end figure will test that improvement.
Watch forWhirlpool reports net debt below $4.5 billion at year-end 2026.
Also watch forWhirlpool reports net debt of $4.5 billion or more at year-end 2026.