American International Group (AIG)
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-09-04
$76.21-0.85%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-09-04
QuarterlyIQ Insights · AIG
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $76 AIG trades at 1.0× p/b, below its 1.3× p/b peer median. Our $96 fair value sits well above the price. It's a high-confidence read. Analysts target $80–$98. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $88.50 | — | — | Analyst | high |
| dcf fcfe | 12M | $123.84 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $126.63 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $24.66 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$80.00 – $98.00 (median $88.50) · 6 analysts · as of 2026-08-10
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $119.03 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $102.07 | 1.3 | 76.14 | TTM | high |
| Peer P/FCF | 12M | $79.82 | 11.1 | 7.22 | TTM | high |
| Peer P/E | 12M | $95.39 | 11.2 | 8.55 | ntm analyst | high |
| Peer P/S | 12M | $143.65 | 2.9 | 49.92 | TTM | high |
| PEG | 12M | $75.40 | 9.1 | 8.27 | TTM | high |
| residual income | 12M | $84.94 | — | — | TTM | high |
| Own P/E history | 12M | $77.17 | 9.3 | 8.27 | TTM | high |
| triangulated | 12M | $105.92 | 12.4 | 8.54 | Triangulated | high |
| Peer P/B | 3Y | $89.19 | 1.3 | 66.53 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $80.81 | 11.1 | 7.30 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $122.05 | 11.2 | 10.95 | Analyst | medium |
| Peer P/S | 3Y | $210.71 | 2.9 | 73.22 | Analyst | medium |
| PEG | 3Y | $99.78 | 9.1 | 10.95 | Analyst | medium |
| Own P/E history | 3Y | $102.13 | 9.3 | 10.95 | Analyst | medium |
| Peer P/B | 5Y | $81.53 | 1.3 | 60.81 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $81.47 | 11.1 | 7.36 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $156.61 | 11.2 | 14.04 | Analyst | high |
| Peer P/S | 5Y | $270.37 | 2.9 | 93.95 | Analyst | high |
| PEG | 5Y | $128.04 | 9.1 | 14.04 | Analyst | high |
| Own P/E history | 5Y | $131.04 | 9.3 | 14.04 | Analyst | high |