American International Group (AIG)
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-09-04
$76.21-0.85%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-09-04
QuarterlyIQ Insights · AIG
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks AIG against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue disciplined capital management with share repurchases, dividend increases, and debt reduction to enhance shareholder value.
Stated as a priority in 7 of last 7 quarters. Capital returned to shareholders totaled $904 million in 2026-Q2, including $641 million in share repurchases and $263 million in dividends. The quarterly dividend was increased by 11% to $0.50 per share starting 2026-Q2. Management has consistently emphasized disciplined capital management and shareholder returns, and the financial data shows delivering on this priority.
“AIG returned $904 million of capital to shareholders, including $641 million of share repurchases and $263 million of dividends.”
“Returned $760 million of capital to shareholders, including $519 million of share repurchases and $241 million of dividends.”
“Returned $809 million of capital to shareholders, including $567 million of share repurchases and $242 million of dividends.”
“Returned approximately $1.5 billion of capital to shareholders, including approximately $1.25 billion of share repurchases and approximately $250 million of dividends.”
“Returned $2.0 billion of capital to shareholders, including $1.8 billion of share repurchases and $254 million of dividends.”
“Returned approximately $2.5 billion of capital to shareholders, including $2.2 billion of share repurchases and $234 million of dividends.”
“Returned approximately $2.1 billion of capital to shareholders through $1.8 billion of share repurchases and $244 million of dividends.”
Drive organic and strategic growth in General Insurance with focus on underwriting profitability and premium growth across segments.
Stated as a priority in 7 of last 7 quarters. General Insurance net premiums written grew from $6.88B in 2025-Q2 to $7.52B in 2026-Q2 (+9%), and underwriting income increased from $626M to $686M (+10%). Management consistently emphasizes profitable growth, and the financials show delivering on this priority with steady premium growth and underwriting profitability.
Focus on underwriting discipline to improve combined ratios and accident year combined ratios across General Insurance segments.
Stated as a priority in 7 of last 7 quarters. The General Insurance combined ratio improved slightly from 89.3% in 2025-Q2 to 89.0% in 2026-Q2, and the accident year combined ratio improved from 88.4% to 88.1%. Management's focus on underwriting discipline is persistent, with modest improvements in combined ratios reflecting ongoing delivery.
Pursue strategic investments in specialty insurers and asset managers to enhance earnings and ROE.
Stated as a priority in 3 of last 7 quarters. Management announced and completed strategic investments in Convex Group and Onex Corporation during 2025, expecting these to be earnings and ROE accretive. While financial results reflect strong overall performance, specific contribution from these investments is not separately quantified, indicating early stage delivery.
“Announced strategic investments in Convex Group and Onex Corporation; expect earnings, EPS and ROE accretive.”
Complete leadership transition with Eric Andersen as President and CEO to drive company strategy and execution.
Stated as a priority in 2 of last 7 quarters. The leadership transition to Eric Andersen as CEO was completed in 2026-Q2. This priority is recent and ongoing, with management emphasizing continuity and strategic execution under new leadership.
“Eric Andersen appointed as President and CEO; Peter Zaffino transitioned to Executive Chair.”
Over the trailing year it converted 0.81x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
24 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated volatile grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=2797).
Not investment advice. As of 2026-09-04.
“General Insurance net premiums written of $7.5 billion, an increase of 9% year-over-year; underwriting income of $686 million, up 10%.”
“General Insurance net premiums written of $5.6 billion, an increase of 24% year-over-year; underwriting income of $774 million, more than tripled.”
“General Insurance underwriting income of $670 million, up 48% year-over-year; net premiums written of $6.0 billion, up 4%.”
“General Insurance underwriting income of $793 million, up 81% year-over-year; net premiums written of $6.2 billion.”
“General Insurance underwriting income of $626 million, up 46% year-over-year; net premiums written of $6.9 billion.”
“General Insurance combined ratio of 95.8%; net premiums written flat on reported basis, up 8% on comparable basis.”
“General Insurance net premiums written of $6.1 billion, up 6% year-over-year; combined ratio 92.5%.”
“General Insurance combined ratio of 89.0% and accident year combined ratio, as adjusted, of 88.1%, a 30 basis point improvement year-over-year.”
“General Insurance combined ratio of 87.3%, an 850 basis point improvement year-over-year; accident year combined ratio of 86.6%.”
“General Insurance combined ratio of 88.8%; accident year combined ratio of 88.9%.”
“General Insurance combined ratio of 86.8%, a 580 basis point improvement year-over-year; accident year combined ratio of 88.3%.”
“General Insurance combined ratio of 89.3%; accident year combined ratio of 88.4%.”
“General Insurance combined ratio of 95.8%; accident year combined ratio of 87.8%.”
“General Insurance combined ratio of 92.5%; accident year combined ratio of 88.6%.”
“Completed acquisition of 35% equity interest in Convex Group and 9.9% stake in Onex Corporation.”
“Announced investments in Convex Group and Onex Corporation as part of strategic transactions.”
“Leadership transition underway with Eric Andersen as President and CEO.”