American International Group (AIG)
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-11-05
$80.93-0.95%
Close 2026-11-05 · 1-day change
NYSEFinancialsInsurance - DiversifiedSnapshot 2026-11-05
QuarterlyIQ Insights · AIG
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks AIG against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 59% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“We continue to make excellent progress toward achieving our 2025 Investor Day financial objectives.
Stated in 8 of 8 supplied quarters. Management reported: ““We continue to make excellent progress toward achieving our 2025 Investor Day financial objectives.” “Core Operating ROE of 11.1% was above our 10% plus target for 2025.”
““We continue to make excellent progress toward achieving our 2025 Investor Day financial objectives.”
“We remain confident in our ability to meet our 2025 Investor Day financial objectives and see significant opportunity to leverage our global scale, strong brand and technical expertise to bring the f…”
““Looking ahead, we are confident in our ability to navigate an increasingly complex global risk landscape while continuing to deliver disciplined, profitable growth, and we remain on track to meet or…”
“We are off to a great start on our Investor Day guidance and are on track to achieve or even exceed our financial objectives.”
“We are on track to achieve the financial objectives that we set at Investor Day, and I am very confident in AIG’s ability to continue to drive sustained, profitable growth and long-term value for our…”
““We continued to make significant progress on our long-term strategic, operational and financial objectives while navigating a dynamic macroeconomic environment.”
1 “We continue to execute against a disciplined capital management strategy, maintaining a strong balance sheet and returning capital to shareholders.
Stated in 6 of 8 supplied quarters. Management reported: “1 “We continue to execute against a disciplined capital management strategy, maintaining a strong balance sheet and returning capital to shareholders.” ““On April 30, the AIG Board of Directors approved an 11% increase in our quarterly dividend to $0.50 per share starting in the second quarter of 2026, the fourth consecutive year of double-digit percentage increases, reflecting confidence in the long-term outlook of AIG.”
The breadth of our underwriting expertise and the diversity of our global portfolio remain important competitive advantages, allowing us to continue to pursue targeted growth in the segments where we…
Stated in 5 of 8 supplied quarters. Management reported: “The breadth of our underwriting expertise and the diversity of our global portfolio remain important competitive advantages, allowing us to continue to pursue targeted growth in the segments where we expect to achieve the most attractive risk-adjusted returns.” “We also entered into agreements to acquire the renewal rights of Everest Group’s global retail commercial insurance portfolios.” Revenue was $7.443 billion in 2026-Q3.
This performance was driven by AIG’s continued strong underwriting results and operational excellence, effective expense discipline and strategic capital deployment.
Stated in 4 of 8 supplied quarters. Management reported: ““Core Operating ROE increased to 11.7%, underscoring our strong execution and the effectiveness of initiatives such as AIG Next , which delivered more than $500 million in savings ahead of schedule and significant operational improvements.” “We achieved run-rate Other Operations GOE target at $85 million in the first quarter of 2025 and are on track to achieving the target operating structure of $350 million of annual expenses in 2025.”
“Over the last two months, we announced several strategic partnerships that we expect will contribute to AIG’s earnings, earnings per share, and ROE in 2026.
Over the trailing year it converted 0.41x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Not enough signal yet.
Not enough signal to read sensitivity to the US dollar, the broad stock market, Fed net liquidity, long-term interest rates, real (inflation-adjusted) rates (low R² over the window).
21 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.
“As we look ahead, we have significant strategic and financial flexibility, exceptional momentum, and we continue to expect to achieve 10%+ Core Operating ROE for full year 2025 along with the three-y…”
“With our focus on disciplined capital management, sustained underwriting excellence and expense management, we are well on track to deliver 10% plus cor e operating return on equity for full year 202…”
“1 “We continue to execute against a disciplined capital management strategy, maintaining a strong balance sheet and returning capital to shareholders.”
“1 “We delivered on our disciplined capital management strategy in 2025, supported by our strengthened balance sheet and strong liquidity.”
““Our strong balance sheet and financial flexibility have enabled us to pursue compelling opportunities that expand our capabilities, elevate our financial performance, and continue to deliver returns…”
“1 “We continued to execute on our disciplined capital management strategy, returning a total of $2.0 billion of capital to shareholders in the quarter, including $1.8 billion of share repurchases and…”
““We continued to deliver against our disciplined capital management strategy and in many ways accelerated progress in the first quarter, returning $2.5 billion of capital to shareholders, including $…”
““We made significant progress on our capital management strategy in 2024, reducing our debt by $1.6 billion while also returning $8.1 billion of capital to shareholders, including $6.6 billion of sha…”
“The breadth of our underwriting expertise and the diversity of our global portfolio remain important competitive advantages, allowing us to continue to pursue targeted growth in the segments where we…”
“We also entered into agreements to acquire the renewal rights of Everest Group’s global retail commercial insurance portfolios.”
““We continued to make significant progress on our long-term strategic, operational and financial objectives while navigating a dynamic macroeconomic environment.”
“As we look ahead, we have significant strategic and financial flexibility, exceptional momentum, and we continue to expect to achieve 10%+ Core Operating ROE for full year 2025 along with the three-y…”
““As a result of our steadfast commitment to prudently managing risk and volatility, we ended 2024 with excellent fourth quarter results, generating strong growth across our businesses with outstandin…”
“This performance was driven by AIG’s continued strong underwriting results and operational excellence, effective expense discipline and strategic capital deployment.”
““Core Operating ROE increased to 11.7%, underscoring our strong execution and the effectiveness of initiatives such as AIG Next , which delivered more than $500 million in savings ahead of schedule a…”
“We achieved run-rate Other Operations GOE target at $85 million in the first quarter of 2025 and are on track to achieving the target operating structure of $350 million of annual expenses in 2025.”
“With our focus on disciplined capital management, sustained underwriting excellence and expense management, we are well on track to deliver 10% plus cor e operating return on equity for full year 202…”