Associated Bank (ASB)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
$31.35+1.36%
Close 2026-11-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · ASB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -14.1% |
| Our one-year growth estimate | diamond | -14.8% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 0.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
ASB — earnings in line
Dated 2026-10-22
Results of Operations and Financial Condition. On October 22, 2026 , Associated Banc-Corp announced its earnings for the quarter ended September 30, 2026. A copy of the registrant’s press release containing this information and the slide presentation discussed on the conference call for investors and analysts on October 22, 2026 , are being furnished as Exhibit 99.1 and Exhibit 99.2, respectively, to this Report on Form 8-K and are incorporated herein by reference.
Why it matters: Management kept this full-year loan growth range after loans rose 18% year over year in Q3. Meeting it would back the bank's growth plan.
Supportive ifThe year-end report shows loan growth of 18% to 20% versus standalone 2025 results.
Worry ifThe year-end report shows loan growth below 18% or above 20%.
Why it matters: Core deposits grew 21% year over year in Q3. Continued growth would support the bank's funding base.
Supportive ifThe year-end report shows core customer deposits grew 19% to 21% from standalone 2025 results.
Worry ifThe year-end report shows core customer deposit growth below 19%.
Why it matters: Q3 margin rose to 3.20%, and management cited margin gains as a growth driver. A further rise would extend that trend.
Supportive ifQ4 net interest margin is above 3.20%, up from 3.20% in Q3.
Worry ifQ4 net interest margin is 3.20% or lower.
Why it matters: Management said it is finalizing a new set of plans. Specific goals would show how the bank aims to keep growth going after the American National deal.
Watch forThe company shares named 2027–2029 goals for growth, margins, returns, or costs.
Also watch forThe company gives no named goals in the coming months, or drops one of the stated priorities.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$92 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $203 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,638 loss on $10,000 · 16.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.