Banc Of California, Inc. (BANC)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$18.92+0.80%
Close 2026-09-04 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · BANC
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 6 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $19 BANC trades at 0.9× p/b, below its 1.2× p/b peer median. Our $27 fair value sits well above the price. It's a high-confidence read. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $27.15 | 1.2 | 21.89 | TTM | high |
| Peer P/FCF | 12M | $27.21 | 11.7 | 2.33 | TTM | high |
| Peer P/E | 12M | $14.61 | 10.9 | 1.34 | ntm analyst | high |
| Peer P/S | 12M | $30.57 | 3.2 | 9.67 | TTM | high |
| PEG | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Bottom 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks more expensive than peers.
Self-history needs ~20 months of data.
Trailing four: 2025-Q3, 2025-Q4, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $37.55 |
| 28.4 |
| 1.32 |
| TTM |
| high |
| triangulated | 12M | $16.34 | 11.9 | 1.37 | Triangulated | high |
| Peer P/B | 3Y | $36.54 | 1.2 | 29.46 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $41.39 | 11.7 | 3.55 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $51.60 | 10.9 | 4.74 | Analyst | medium |
| Peer P/S | 3Y | $21.60 | 3.2 | 6.83 | Analyst | medium |
| PEG | 3Y | $134.76 | 28.4 | 4.74 | Analyst | medium |
| Peer P/B | 5Y | $44.55 | 1.2 | 35.92 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 5Y | $54.74 | 11.7 | 4.69 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $40.94 | 10.9 | 3.76 | Analyst | medium |
| Peer P/S | 5Y | $17.14 | 3.2 | 5.42 | Analyst | medium |
| PEG | 5Y | $106.91 | 28.4 | 3.76 | Analyst | medium |