Bancfirst Corp (BANF)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$115.12+0.11%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · BANF
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks BANF against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined…
Stated in 2 of 4 supplied quarters. Management reported: “BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined with expenses in line with plan.” “BancFirst Corporation CEO David Harlow commented, “The Company enjoyed a record quarter fueled by an expanding margin and earning asset growth.” Revenue was $195.382 million in 2026-Q2.
“BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined…”
“BancFirst Corporation CEO David Harlow commented, “The Company enjoyed a record quarter fueled by an expanding margin and earning asset growth.”
Our previously announced acquisition of Tulsa-based Spirit Bank is on schedule to close in October.”
Stated in 2 of 4 supplied quarters. Management reported: “Our previously announced acquisition of Tulsa-based Spirit Bank is on schedule to close in October.”” “We announced the acquisition of SpiritBank during the quarter, adding the Tulsa MSA communities of Bristow and Sapulpa while expanding our presence in the Tulsa market.”
“Our previously announced acquisition of Tulsa-based Spirit Bank is on schedule to close in October.””
Capital levels remain strong and the allowance for credit losses is ample – both at levels necessary to support the Company through future economic cycles.
Stated in 3 of 4 supplied quarters. Management reported: “Capital levels remain strong and the allowance for credit losses is ample – both at levels necessary to support the Company through future economic cycles.” “With a $4.9 million provision during the quarter, our allowance for credit losses remains at a healthy level.””
“Capital levels remain strong and the allowance for credit losses is ample – both at levels necessary to support the Company through future economic cycles.”
BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined…
Stated in 2 of 4 supplied quarters. Management reported: “BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined with expenses in line with plan.” “Noninterest income growth was solid across most major categories and expenses were managed in line with plan.”
Complete the acquisition of SpiritBank to grow presence in Tulsa MSA communities including Bristow and Sapulpa, pending regulatory approval and expected close in Q4 2026.
Over the trailing year it converted 1.20x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to long-term interest rates, the US dollar, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
14 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.
“We announced the acquisition of SpiritBank during the quarter, adding the Tulsa MSA communities of Bristow and Sapulpa while expanding our presence in the Tulsa market.”
“With a $4.9 million provision during the quarter, our allowance for credit losses remains at a healthy level.””
“With so many variables in play at the macro level of the economy, our longer-term outlook remains a mixed bag and thus we continue to maintain a healthy allowance for credit losses as a percentage of…”
“BancFirst Corporation CEO David Harlow commented, “Earnings for the quarter were strong, driven by growth in earning assets, a sustained margin, year-over-year growth in non-interest income combined…”
“Noninterest income growth was solid across most major categories and expenses were managed in line with plan.”