BOK FINANCIAL CORP (BOKF)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$132.20+0.98%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · BOKF
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 1.9% |
| Our one-year growth estimate | diamond | -5.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.1 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
BOKF — dividend update
Dated 2026-02-03
Regulation FD Disclosure. On February 3, 2026, the Board of Directors of BOK Financial Corporation declared a dividend on the company's common stock of 63 cents per share. The dividend will be payable on or about March 5, 2026, to shareholders of record on February 19, 2026.
Why it matters: Costs were stable in Q3, but management's cost goal has shown mixed progress. A sharp rise could weigh on earnings.
Worry ifQ4 operating expense exceeds $370 million, up more than 2.5% from Q3's $360.7 million.
Less concerning ifQ4 operating expense stays at or below $361 million, near the Q3 level.
Why it matters: Net interest margin rose to 3.00% in Q3, after 2.91% in Q2 and 2.90% in Q1. Staying above 3.00% would extend that gain.
Supportive ifBOKF reports a Q4 net interest margin above 3.00%. Core net interest margin, excluding trading, is at or above Q3's 3.21%.
Worry ifQ4 net interest margin falls below 2.91%. Or core net interest margin, excluding trading, falls below 3.13%.
Why it matters: BOKF reported $646 million of loan growth in Q3 and 11.5% growth year over year. Another strong quarter would show this trend continues.
Supportive ifQ4 period-end loans rise by more than $600 million from Q3's $27.7 billion, with growth across several loan types.
Worry ifQ4 period-end loan growth falls below $300 million or total loans decline from $27.7 billion.
Why it matters: Fees and commissions fell to $188 million in Q3, mainly as trading and mortgage revenue declined. A rebound would show those fee lines are recovering.
Supportive ifQ4 fees and commissions exceed Q2's $202 million, with brokerage and trading revenue above Q3's $19.5 million.
Worry ifQ4 fees and commissions stay at or below $188 million. Or brokerage and trading revenue falls below $19.5 million again.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$61 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $188 loss on $10,000 · 1.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,589 loss on $10,000 · 15.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.