Other Events. On August 25, 2026, the Board of Directors of the Company extended the expiration date of the Company’s previously announced stock repurchase program (the “2022 Stock Repurchase Program”) from August 26, 2026 to August 25, 2027. As of August 25, 2026, the Stock Repurchase Program had $12.4 million remaining under its stock repurchase authorization. Under the 2022 Stock Repurchase Program, the Company may repurchase shares of its common stock from time to time in the open market…

Other Events . On July 21, 2026, in its 2026 second quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on September 1, 2026, to sharehol…

R esults of Operations and Financial Condition. On July 21, 2026, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three months ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the S…

R esults of Operations and Financial Condition. On April 21, 2026, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three months ended March 31, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the…

Other Events . On April 21, 2026, in its 2026 first quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on June 1, 2026, to shareholders…

Entry Into a Material Definitive Agreement. On February 27, 2026, Bridgewater Bancshares, Inc., a Minnesota corporation (the “Company”), and its wholly-owned subsidiary, Bridgewater Bank, a Minnesota state-chartered bank (the “Bank”), entered into an Equity Distribution Agreement (the “Agreement”) with Piper Sandler & Co., as distribution agent (the “Distribution Agent”), pursuant to which the Company may issue and sell from time to time through the Distribution Agent, shares of the Company's…

Other Events . On January 27, 2026, in its 2025 fourth quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on March 2, 2026, to sharehold…

R esults of Operations and Financial Condition. On January 27, 2026, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three and twelve months ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of S…

R esults of Operations and Financial Condition. On October 21, 2025, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the three months ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the Sec…

Other Events . On October 21, 2025, in its 2025 third quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on December 1, 2025, to shareho…

Executive Vice President and Chief Strategy Officer (Crocker), Executive Vice President and Chief Credit Officer (Shellberg) — Mary Jayne Crocker, Jeffrey Shellberg: Two senior executives are retiring and being succeeded by internal promotions.

Other Events . On July 22, 2025, the Board of Directors of the Company extended the expiration date of the Company’s previously announced stock repurchase program (the “2022 Stock Repurchase Program”) from August 20, 2025 to August 26, 2026. As of July 22, 2025, the Stock Repurchase Program had $13.1 million remaining under its stock repurchase authorization. ​ Under the 2022 Stock Repurchase Program, the Company may repurchase shares of its common stock from time to time in the open market o…

R esults of Operations and Financial Condition. On July 23, 2025, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the three months ended June 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Entry into a Material Definitive Agreement. On June 24, 2025, Bridgewater Bancshares, Inc. (the “Company”) entered into a Subordinated Note Purchase Agreement (the “Purchase Agreement”) with certain institutional accredited investors and qualified institutional buyers (the “Purchasers”) pursuant to which the Company sold and issued $80.0 million in aggregate principal amount of its 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”). The Notes were issued by the Company to…

and Exhibits 99.1 and 99.2 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of such section, nor will such information be deemed incorporated by reference in any filing under the Securities Act or the Exchange Act, except as may be expressly set forth by specific reference in such filing. Cautionary Note Regarding Forward-Looking Statements This Report includes “for…

Other Events . On April 23, 2025, in its 2025 first quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on June 2, 2025, to shareholders…

R esults of Operations and Financial Condition. On April 23, 2025, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the three months ended March 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securitie…

R esults of Operations and Financial Condition. On January 29, 2025, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three and twelve months ended December 31, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of S…

Other Events . On January 29, 2025, in its 2024 fourth quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on March 3, 2025, to sharehold…

R esults of Operations and Financial Condition. On October 23, 2024, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three and nine months ended September 30, 2024. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Se…

Other Events . On October 23, 2024, in its 2024 third quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100 th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on December 2, 2024, to shareho…

Regulation FD Disclosure. On October 23, 2024, Bridgewater Bancshares, Inc. (the “Company”) and First Minnetonka Bancorporation, Inc. (“FMB”) jointly issued a press release announcing the receipt of regulatory approval of the merger of FMB’s wholly-owned banking subsidiary, First Minnetonka City Bank, with and into the Company’s wholly owned banking subsidiary, Bridgewater Bank, with Bridgewater Bank as the surviving bank (the “Merger”). A copy of the press release is attached to this report…

Entry into a Material Definitive Agreement. On September 1, 2024, Bridgewater Bancshares, Inc. (the “Company”) entered into a Third Amendment to Loan and Security Agreement (the “Amendment”) and related amended and restated revolving note (the “Revolving Note”) with ServisFirst Bank (the “Lender”). The Amendment, which amends the Loan and Security Agreement between the Company and the Lender, dated March 1, 2021, extended the maturity date of the Company’s existing revolving line of credit wi…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under