Chubb Limited (CB)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
$374.17+2.08%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-11-04
QuarterlyIQ Insights · CB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 5.7% |
| Our one-year growth estimate | diamond | -2.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 8.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 25 industry peers · Company calendar date is not available
CB — debt issuance
Dated 2026-06-10
Other Events. On June 4, 2026, Chubb INA Holdings LLC (the “Company”) agreed to sell in a public offering C$400,000,000 of 3.780% Senior Notes due 2031 (the “2031 Notes”) and C$400,000,000 of 4.034% Senior Notes due 2033 (the “2033 Notes” and, together with the 2031 Notes, the “Notes”). The Notes will be fully and unconditionally guaranteed by Chubb Limited. Attached as Exhibits 1.1 and 1.2 are copies of the underwriting agreement and terms agreement relating to such public offering. Attached…
Why it matters: Q3's ratio rose from 81.8% a year ago. A further rise would show weaker underwriting results.
Worry ifQ4 P&C combined ratio is above 84.1%.
Less concerning ifQ4 P&C combined ratio is 84.1% or lower. Current-year results, without CAT losses, are near or below 82.6%.
Why it matters: Q3 catastrophe losses were $705 million, up from $285 million a year earlier. Higher losses can weaken underwriting income.
Worry ifQ4 pre-tax net catastrophe losses exceed $705 million.
Less concerning ifQ4 pre-tax net catastrophe losses are $705 million or less.
Why it matters: Adjusted net investment income set a Q3 record of $1.89 billion. A higher result would extend this income source's growth.
Supportive ifQ4 adjusted net investment income is above $1.89 billion.
Worry ifQ4 adjusted net investment income is $1.89 billion or lower.
Why it matters: Nine-month core income per share rose 24.5%. Q3 growth was only 0.8%, so the next report tests whether growth holds.
Supportive ifQ4 core operating income per share is above the year-ago quarter's $7.60.
Worry ifQ4 core operating income per share is $7.60 or lower.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$75 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $189 loss on $10,000 · 1.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,052 loss on $10,000 · 10.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.