Results of Operations and Financial Condition. On November 5, 2026, CareCloud, Inc. (the “Company”) issued a press release announcing its financial results for the three and nine months ended September 30, 2026, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information furnished pursuant to Item 2.02, including Exhibit 99.1, of this Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amend…

CFO — Bonnie Boyer: The filing announces the promotion of an internal Assistant CFO to CFO, succeeding an interim officer who is transitioning to an advisory role, which is an orderly succession rather than a loss of a sitting executive.

of this Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended or the Exchange Act, except as expressly set forth by specific reference in such a filing.

of the Original Report is hereby incorporated by reference. In connection with the Credit Facility described in the Original Report, on July 22, 2026, Mr. Haq and the Trusts entered into a Securities Account Pledge Agreement (“Pledge Agreement”) in favor of Citizens, whereby Mr. Haq and the Trusts pledged certain securities accounts consisting of 4,300,000 shares of the Company’s common stock to Citizens as additional collateral support for the Credit Facility. The pledge generally remains in…

Entry into a Material Definitive Agreement. On June 25, 2026, CareCloud, Inc. (the “Company”) entered into a First Amendment to Credit Agreement (the “Amendment”) with Citizens Bank, N.A., as administrative agent, and the lenders party thereto, which Amendment is effective as of May 6, 2026. The Amendment amends the Credit Agreement dated April 13, 2026 (the “Credit Agreement”), among the Company, Citizens Bank, N.A., as administrative agent, and the lenders party thereto. Among other things,…

Shareholders approved the 2026 Equity Incentive Plan.

above of this Current Report on Form 8-K is incorporated by reference herein. On May 15, 2026 (the “Redemption Date”), the Company completed the full Redemption of all issued and outstanding shares of its Series B Preferred Stock, in accordance with the terms of the Certificate of Designation governing the Series B Preferred Stock, as previously filed with the Delaware Secretary of State. The Redemption Price paid to each holder of record of the Series B Preferred Stock was $27.52 per share (…

of this Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended or the Exchange Act, except as expressly set forth by specific reference in such a filing.

The Warrant and the shares issuable upon exercise thereof will be issued in reliance on the applicable exemption from registration under the Securities Act of 1933, as amended.

below. The foregoing descriptions of the Credit Facility, the Securities Account Pledge Agreement and Warrant do not purport to be complete and are qualified in their entirety by reference to the definitive agreements, copies of which are attached hereto, or upon execution, will be attached to an amendment thereto, as exhibits and are incorporated herein by reference. 2 ATM Agreement Also, on April 13, 2026, the Company entered into an At The Market Offering Agreement (the “ATM Agreement”) wi…

Entry into a Material Definitive Agreement. Credit Agreement On April 13, 2026, CareCloud, Inc. (the “Company”) entered into a Credit Agreement (the “Credit Agreement”) with Citizens Bank, N.A., as administrative agent, issuing bank and a lender (“Citizens”), Provident Bank, as a lender (“Provident”), and the other parties thereto, which provides for a $40.0 million term loan facility and a $10.0 million revolving credit facility (collectively, the “Credit Facility”). The term loan facility a…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

member of the Audit Committee — Mr. Cameron Munter: Appointment to the Audit Committee and regaining compliance with Nasdaq Listing Rule.

Director — A. Hadi Chaudhry: Resigned to assist the Company in regaining compliance with director independence requirements.

of this Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended or the Exchange Act, except as expressly set forth by specific reference in such a filing.

Regulation FD Disclosure. The Registrant is hereby furnishing the following information under Regulation FD: On January 20, 2026, the Registrant issued a press release announcing that its Board of Directors declared monthly cash dividends for its Series A Cumulative Redeemable Perpetual Preferred Stock and its Series B Cumulative Redeemable Perpetual Preferred Stock for payment in February, March and April 2026. The foregoing description of the dividend payment does not purport to be complete…

Co-Chief Executive Officer — A. Hadi Chaudhry: Mr. Chaudhry is transitioning from Co-Chief Executive Officer to Chief Strategy Officer, while Mr. Snyder becomes the new CEO.

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. As noted on

of this Form 8-K shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any other filing under the Securities Act of 1933, as amended or the Exchange Act, except as expressly set forth by specific reference in such a filing.

Regulation FD Disclosure. The Registrant is hereby furnishing the following information under Regulation FD: On October 7, 2025, the Registrant issued a press release announcing that its Board of Directors declared monthly cash dividends for its Series A Cumulative Redeemable Perpetual Preferred Stock and its Series B Cumulative Redeemable Perpetual Preferred Stock for October, November and December 2025. The foregoing description of the dividend payment does not purport to be complete and is…

Entry into a Material Definitive Agreement On September 3, 2025, CareCloud, Inc. (the “Company”) entered in an agreement (the “Agreement”) with Provident Bank (“Provident”) whereby Provident has provided the Company with an available line of credit of $10 million. Upon closing, the Company borrowed approximately $8.3 million on its line of credit to satisfy the obligation to Wells Fargo Bank incurred in connection with the Medsphere Systems Corp. acquisition. The Company’s obligations to Prov…

Entry into a Material Definitive Agreement. On August 22, 2025, CareCloud Holdings, Inc (“Holdings”), a newly created, indirect subsidiary of CareCloud, Inc. (the “Company”), entered into and closed on an Asset Purchase Agreement (the “Purchase Agreement”) with Medsphere Systems Corporation, a Delaware corporation (the “Seller”). Pursuant to the Purchase Agreement, Holdings acquired certain assets of Seller, which is in the business of providing healthcare IT software and related services to…

Completion of Acquisition or Disposition of Assets. On August 22, 2025, as a result of the Purchase Agreement and the transactions contemplated thereunder, Holdings purchased certain assets and assumed certain liabilities of Seller. The information provided above in “

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information provided above in “

Changes in Registrant’s Certifying Accountant (a) Resignation of independent registered public accounting firm. On August 14, 2025, CareCloud, Inc. (the “Company”) was notified by Rosenberg Rich Baker Berman, P.A. (“RRBB”) of its resignation as the Company’s independent registered public accounting firm as they lacked the staffing capacities to perform the attestation required by SOX Section 404(b) due to the Company’s public float exceeding $75 million as of June 30, 2025. During the Company…