CNB Financial Corp/PA (CCNE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$34.91+1.63%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CCNE
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $35 CCNE trades at 1.1× p/b, below its 1.2× p/b peer median. Our $40 fair value sits above the price. It's a high-confidence read. Analysts target $34–$39. Note: our $40 fair value sits above the entire analyst range ($34–$39). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $36.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $290.57 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $153.28 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $12.73 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$34.00 – $39.00 (median $36.00) · 3 analysts · as of 2026-08-26
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q3, 2025-Q4, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $49.14 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $38.25 | 1.2 | 30.84 | TTM | high |
| Peer P/FCF | 12M | $33.91 | 11.7 | 2.91 | TTM | high |
| Peer P/E | 12M | $39.90 | 10.9 | 3.66 | ntm analyst | high |
| Peer P/S | 12M | $48.42 | 3.2 | 15.32 | TTM | high |
| PEG | 12M | $34.40 | 9.9 | 3.48 | TTM | high |
| residual income | 12M | $34.23 | — | — | TTM | high |
| Own P/E history | 12M | $35.10 | 10.1 | 3.48 | TTM | high |
| triangulated | 12M | $43.29 | 11.9 | 3.62 | Triangulated | high |
| Peer P/B | 3Y | $58.17 | 1.2 | 46.90 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $51.58 | 11.7 | 4.42 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $30.93 | 10.9 | 2.84 | Analyst | medium |
| Peer P/S | 3Y | $30.45 | 3.2 | 9.64 | Analyst | medium |
| PEG | 3Y | $28.07 | 9.9 | 2.84 | Analyst | medium |
| Own P/E history | 3Y | $28.64 | 10.1 | 2.84 | Analyst | medium |
| Peer P/B | 5Y | $76.93 | 1.2 | 62.02 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $68.21 | 11.7 | 5.85 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $22.71 | 10.9 | 2.08 | Analyst | high |
| Peer P/S | 5Y | $22.35 | 3.2 | 7.07 | Analyst | high |
| PEG | 5Y | $20.60 | 9.9 | 2.08 | Analyst | high |
| Own P/E history | 5Y | $21.02 | 10.1 | 2.08 | Analyst | high |