CNB Financial Corp/PA (CCNE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$34.91+1.63%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CCNE
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Focus on growing net income and diluted earnings per share through organic loan growth and operational efficiencies.
Stated as a priority in 2 of last 2 quarters. Net income rose from $26.0 million in 2026-Q1 to $27.2 million in 2026-Q2, and diluted EPS increased from $0.88 to $0.91. The trajectory shows delivering growth in earnings and EPS consistent with management's stated focus.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 67% of the time over the next year (vs 56% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Earnings were $27.2 million, or $0.91 per diluted share, for Q2 2026.”
“Earnings were $26.0 million, or $0.88 per diluted share, for Q1 2026.”
Sustain and grow quarterly cash dividends on common and preferred stock to provide shareholder returns.
Stated in 3 disclosures including Q1 and Q2 2026. The common stock dividend per share remained steady at $0.19, and preferred stock dividends were declared quarterly. Management is maintaining dividend levels as committed.
“Declared quarterly cash dividend of $0.19 per common share payable June 15, 2026.”
“Declared quarterly cash dividend of $0.19 per common share payable March 13, 2026.”
Execute authorized repurchase of up to 500,000 common shares with a maximum aggregate price of $15 million.
Focus on increasing commercial and industrial loans to drive organic loan growth and improve portfolio mix.
Stated in 2 of last 2 quarters. Organic loans grew by $64.3 million (1.01%) in 2026-Q2, driven by commercial and industrial loans, following positive net C&I loan growth in 2026-Q1. The trajectory is delivering on loan portfolio growth.
“Organic loans increased $64.3 million, or 1.01%, driven by commercial and industrial loans.”
“Favorable net increase in commercial and industrial loan balances in Q1 2026.”
Manage deposit composition and cost by exiting higher cost deposits and growing noninterest-bearing deposits.
Stated in 2 of last 2 quarters. Management exited a $140 million higher cost municipal deposit in 2026-Q2 and grew noninterest-bearing deposits by $22.7 million. The deposit base optimization and cost management show delivering progress.
“Exited $140 million higher cost municipal deposit; noninterest-bearing deposits increased $22.7 million.”
“Expanded Treasury Management activity and growth in corporate deposits.”
Over the trailing year it converted 0.94x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
23 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=2797).
Not investment advice. As of 2026-09-04.