CNB Financial Corp/PA (CCNE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$35.96-2.23%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CCNE
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is still in the top half of its industry but slipped notably this past month — worth watching.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -4.0% |
| Our one-year growth estimate | diamond | -17.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 13.6 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
CCNE — dividend update
Dated 2026-10-13
Other Events . The Board of Directors of CNB Financial Corporation (NASDAQ: CCNE) (the "Corporation") has announced on October 13, 2026, holders of record as of November 15, 2026 (the "Depository Shares Record Date") of its depositary shares (NASDAQ: CCNEP) (the "Depositary Shares"), each representing a 1/40th interest in the Corporation's 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (the "Series A Preferred Stock"), will receive a quarterly distribution in the amount o…
Why it matters: PPNR slipped from $36.9 million in Q2 to $36.7 million in Q3. Higher costs partly drove the drop.
Supportive ifQ4 PPNR exceeds $36.9 million and non-interest expense falls from its Q3 level.
Worry ifQ4 PPNR is $36.7 million or lower, or non-interest expense rises from its Q3 level.
Why it matters: Q3 charge-offs rose from 0.09% in Q2 to 0.14%. A further rise would add to credit cost concerns.
Worry ifQ4 annualized net loan charge-offs exceed 0.14% of average loans and loans held for sale.
Less concerning ifQ4 annualized net loan charge-offs are 0.14% or lower.
Why it matters: Deposits grew $43.5 million in Q3, excluding accounts the bank chose to exit. More growth would support its treasury customer push.
Supportive ifIn Q4, deposits rise from Q3 levels, not counting planned account sales or exits.
Worry ifIn Q4, deposits fall from Q3 levels, not counting planned account sales or exits.
Why it matters: The sale is part of CNB's plan to reshape its branch and market footprint after ESSA. Completion would show progress on that plan.
Supportive ifCNB says it sold or transferred the customer accounts listed as held for sale. Or it says the balance is zero.
Worry ifThe accounts remain listed as held for sale at $78 million or more in the next results.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$73 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $188 loss on $10,000 · 1.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $943 loss on $10,000 · 9.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Organic loans grew $76.5 million in Q3. Growth below the Q2 level would mark a slowdown in lending.
Worry ifQ4 organic loans rise by less than $64 million from the prior quarter, excluding syndicated loans.
Less concerning ifQ4 organic loans rise by at least $64 million from the prior quarter, excluding syndicated loans.