CNB Financial Corp/PA (CCNE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$34.91+1.63%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CCNE
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -12.3% |
| Our one-year growth estimate | diamond | -14.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 2.0 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
CCNE — dividend update
Dated 2026-07-14
Other Events . The Board of Directors of CNB Financial Corporation (NASDAQ: CCNE) (the "Corporation") has announced on July 14, 2026, holders of record as of August 15, 2026 (the "Depository Shares Record Date") of its depositary shares (NASDAQ: CCNEP) (the "Depositary Shares"), each representing a 1/40th interest in the Corporation's 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (the "Series A Preferred Stock"), will receive a quarterly distribution in the amount of $0.…
Why it matters: Finishing the buyback shows management believes in the stock's value.
Supportive ifThe company buys back 500,000 shares as planned.
Worry ifThe company stops or cuts the share buyback program.
Why it matters: Keeping the dividend shows the company is healthy. It helps build trust with investors.
Supportive ifThey will announce if the dividend per share stays the same or goes up.
Worry ifThey will announce if there is a dividend cut or if it will stop.
Why it matters: Stable or rising dividends show strong money management. This is good for shareholders.
Supportive ifDividend per share remains at $0.19 or increases in the next declaration.
Worry ifDividend per share decreases from $0.19 in the next declaration.
Why it matters: News about the share buyback plan shows that management believes in the stock's worth.
Watch forManagement shares updates on the 2026 Common Share Repurchase Program. This shows progress.
Also watch forNo updates or delays in the share repurchase program are announced.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$84 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $217 loss on $10,000 · 2.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,355 loss on $10,000 · 13.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: An increase would show management cares about shareholders. They want to keep paying dividends.
Supportive ifAnnouncement of a dividend increase above $0.19 per share in Q3.
Worry ifNo increase in the dividend, maintaining it at $0.19 per share.
Why it matters: A slowdown in sector growth could impact CNB Financial's performance and outlook.
Worry ifSector revenue growth falls below its median of 15% year over year.
Less concerning ifSector revenue growth remains above its median of 15% year over year.
Why it matters: A steady or higher dividend shows strong finances. It also shows care for shareholders.
Supportive ifQuarterly dividend for common stock remains at $0.19 or increases in Q3 2026.
Worry ifQuarterly dividend for common stock decreases from $0.19 in Q3 2026.
Why it matters: A better net interest margin means more money made on loans. This can boost earnings.
Supportive ifNet interest margin exceeds 3.88% in Q3 2026.
Worry ifNet interest margin falls below 3.88% in Q3 2026.
Why it matters: Keeping the dividend shows financial strength. It also shows care for shareholders.
Supportive ifThe company declares a dividend of $0.19 per share for Q2 2026.
Worry ifThe company announces a cut in the dividend per share for Q2 2026.
Why it matters: Updates on the buyback program would show confidence. Management believes in the company's value.
Watch forAnnouncement of shares bought back under the buyback program.
Also watch forNo updates or progress reported on the buyback program.
Why it matters: Strong loan growth supports CNB's strategy and shows demand for loans. It reflects the health of the business.
Supportive ifOrganic loan growth exceeds $64.3 million in Q3 2026.
Worry ifOrganic loan growth falls below $64.3 million in Q3 2026.
Why it matters: The acquisition is expected to boost earnings. Monitoring its effect helps assess growth potential.
Supportive ifEarnings go up a lot because of the ESSA acquisition.
Worry ifEarnings do not get better from the ESSA acquisition.
Why it matters: More net income shows good management. This can make investors feel more confident.
Supportive ifNet income for Q3 2026 exceeds $27.2 million.
Worry ifNet income for Q3 2026 falls below $27.2 million.