Cardlytics Inc (CDLX)
NASDAQCommunication ServicesAdvertising AgenciesSnapshot 2026-09-04
$3.62-0.55%
Close 2026-09-04 · 1-day change
NASDAQCommunication ServicesAdvertising AgenciesSnapshot 2026-09-04
QuarterlyIQ Insights · CDLX
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -89.9% |
| Our one-year growth estimate | diamond | -11.8% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 78.1 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Worth watching into the next print: this name is a smaller-cap name (higher miss base rate) and has erratic recent earnings surprises. A fundamental tilt, not a price call.
Model as of 2026-09-04 · Compared with 13 industry peers · Company calendar date is not available
CDLX — earnings miss
Dated 2026-08-05
RESULTS OF OPERATIONS AND FINANCIAL CONDITION On August 5, 2026, Cardlytics, Inc. (the “Company”) issued a press release announcing its financial results for the three and six months ended June 30, 2026, as well as information regarding a conference call to discuss these financial results and the Company’s recent corporate highlights. The Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information included in this
Why it matters: A successful reverse stock split may help Cardlytics meet Nasdaq's listing rules.
Supportive ifThe reverse stock split is completed successfully and shares trade above $1.00.
Worry ifThe reverse stock split fails to stabilize the share price above $1.00.
Why it matters: Progress on meeting Nasdaq requirements is critical for the company's future. Failure to address these could lead to delisting.
Supportive ifManagement says they are making progress on Nasdaq listing rules. More updates will come.
Worry ifNo news or progress on Nasdaq listing rules has been shared.
Why it matters: If Cardlytics meets or beats guidance, it can stabilize its revenue after a drop.
Supportive ifQ3 billings reported at $61 million or higher.
Worry ifQ3 billings fall below $61 million.
Why it matters: If cash burn worsens, it raises worries about financial health and management.
Worry ifNet cash used in operating activities for Q3 2026 is more than $(8.6) million.
Less concerning ifNet cash used in operating activities for Q3 2026 is better at less than $(8.6) million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$255 on $10,000 · ±2.5% | How much price usually moves either way. |
| Bad day | $968 loss on $10,000 · 9.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $8,752 loss on $10,000 · 87.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Going above this level would show better profits and efficiency.
Supportive ifAdjusted EBITDA was over $3 million in Q3 2026.
Worry ifAdjusted EBITDA is still below $0. This means losses continue.
Why it matters: Fixing this issue would help investor confidence and support the share price.
Supportive ifCardlytics gets confirmation from Nasdaq that it meets the listing standards.
Worry ifCardlytics fails to meet Nasdaq standards, leading to delisting.
Why it matters: Stabilizing or growing users is key for long-term value and revenue growth.
Supportive ifMonthly qualified users (MQUs) increase from 185.4 million in Q2.
Worry ifMQUs continue to decline from 185.4 million.
Why it matters: The earnings report will provide insights into financial health and future guidance. It can shift investor sentiment.
Watch forThe earnings report shows revenue is growing. Financial numbers are better than in past quarters.
Also watch forEarnings report shows continued revenue decline or weak guidance.