Capitol Federal Savings Bank (CFFN)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$8.49-3.30%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · CFFN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -7.3% |
| Our one-year growth estimate | diamond | -20.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 12.9 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
CFFN — earnings miss
Dated 2026-10-28
RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 28, 2026, Capitol Federal Financial, Inc. (the “Company”) issued a press release announcing financial results for the fourth quarter of fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Also on October 28, 2026, the Company made available on the investor relations page of its website, at https://ir.capfed.com , its Quarterly Investor Presentation for the fourth quar…
Why it matters: The tools are set to launch in fiscal 2027. Their release is a clear test of the bank's product plans.
Supportive ifThe self-directed investing and debit card tools launch in fiscal Q1 2027, with full customer access in Q2.
Worry ifEither tool misses its stated launch window, or full access slips past fiscal Q2 2027.
Why it matters: The momentum score fell from 42.4 to 2.3. Another drop would add to the recent loss of pace.
Worry ifA later update shows the company momentum score below 2.3.
Less concerning ifA later update shows the momentum score above 2.3.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$84 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $199 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,219 loss on $10,000 · 12.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.