Results of Operations and Financial Condition. On July 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

President — Elizabeth Magennis: Ms. Elizabeth Magennis was promoted to President of the Registrant.

Results of Operations and Financial Condition. On April 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 29, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Chief Risk Officer — Michael O'Malley: Michael O'Malley is departing to pursue other opportunities with an orderly succession plan in place.

Results of Operations and Financial Condition. On October 30, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On July 29, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in

Entry into a Material Definitive Agreement. Underwriting Agreement On May 15, 2025, ConnectOne Bancorp, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Keefe, Bruyette & Woods, Inc. and Piper Sandler & Co., as representatives of the underwriters named therein, with respect to the issuance and sale of $200,000,000 of the Company’s 8.125% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”). The Underwriting Agreement includes customar…

Results of Operations and Financial Condition. On April 24, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On January 30, 2025, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On October 24, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Entry into a Material Definitive Agreement. On September 4, 2024, ConnectOne Bancorp, Inc., a New Jersey corporation (the “Registrant” or “ConnectOne”), and The First of Long Island Corporation, a New York corporation (“FLIC”), entered into an Agreement and Plan of Merger (the “Merger Agreement”), pursuant to which FLIC will merge with and into the Registrant (the “Merger”). The Merger Agreement was approved by the Boards of Directors of each of the Registrant and FLIC at meetings held on Sep…

Results of Operations and Financial Condition. On July 25, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Results of Operations and Financial Condition. On April 25, 2024, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.