ConnectOne Bancorp, Inc. (CNOB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$32.31+0.78%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CNOB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -10.3% |
| Our one-year growth estimate | diamond | -23.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 12.8 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
CNOB — President transition
Dated 2026-05-20
President — Elizabeth Magennis: Ms. Elizabeth Magennis was promoted to President of the Registrant.
Why it matters: Higher expenses may show waste or rising costs. This can hurt profits.
Worry ifNoninterest expenses are more than $55.4 million in Q3 2026.
Less concerning ifNoninterest expenses stay at or below $55.4 million in Q3 2026.
Why it matters: Revenue growth below median signals a slowdown in the financial sector. This could hurt stock performance.
Worry ifRevenue growth reported below 10% year over year.
Less concerning ifRevenue growth remains above 10% year over year.
Why it matters: A higher net interest margin is important for the company's growth.
Supportive ifNet interest margin increases by more than 10 basis points quarter over quarter.
Worry ifNet interest margin goes down or stays the same from one quarter to the next.
Why it matters: A wider net interest margin shows how well the bank manages interest income and costs. This helps growth and makes more money.
Supportive ifNet interest margin increases beyond 3.42% in the next quarter.
Worry ifNet interest margin declines or stays below 3.42%.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$82 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $248 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,138 loss on $10,000 · 11.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: More loans mean strong demand and good lending strategies. This is important for overall performance.
Supportive ifAnnualized loan growth exceeds 5% in the next quarter.
Worry ifLoan growth falls below 5% annualized.
Why it matters: An increase in tangible book value per share reflects the bank's financial strength and shareholder value creation.
Supportive ifTangible book value per share rises above $24.66 in the next quarter.
Worry ifTangible book value per share declines or stays below $24.66.