Everforth Inc. (EFOR)
NYSEInformation TechnologyInformation Technology ServicesSnapshot 2026-11-04
$36.98+7.97%
Close 2026-11-04 · 1-day change
NYSEInformation TechnologyInformation Technology ServicesSnapshot 2026-11-04
QuarterlyIQ Insights · EFOR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -19.9% |
| Our one-year growth estimate | diamond | 2.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 22.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 23 industry peers · Company calendar date is not available
EFOR — credit agreement
Dated 2026-07-09
Entry into a Material Definitive Agreement. On July 7, 2026, Everforth, Inc. (the “Company”) entered into the Third Amendment to its Third Amended and Restated Credit Agreement (the “Third Amendment”), by and among the Company, the lenders party thereto and Wells Fargo Bank, National Association, as administrative agent. The Third Amendment amends the Company’s existing Third Amended and Restated Credit Agreement, dated as of August 31, 2023 (as amended, restated, amended and restated, supple…
Why it matters: Q3 gross margin was 28.3%, and management guided to 28.4% to 28.7% for Q4. Another miss would extend the margin pressure.
Worry ifQ4 gross margin prints below 28.4%.
Less concerning ifQ4 gross margin is at least 28.4%, within the guided 28.4% to 28.7% range.
Why it matters: The federal ratio was 0.9 in Q3, below the level that signals new awards exceed work delivered. A rise would support future federal revenue.
Supportive ifThe next reported federal book-to-bill ratio for the past twelve months rises above 1.0.
Worry ifThe next reported federal book-to-bill ratio for the past twelve months stays at or below 0.9.
Why it matters: Everforth cut debt by $52.8 million in Q3. Further cuts would show that debt reduction remains part of its capital plan.
Supportive ifThe next quarterly report shows a lower total debt balance than the $1.026 billion reported at Sept. 30, 2026.
Worry ifThe next quarterly report shows total debt at or above $1.026 billion.
Why it matters: A ratio above 1.0 means new work exceeds work delivered. It would support management's report of strong commercial bookings.
Supportive ifThe next reported commercial book-to-bill ratio for the past twelve months stays above 1.0.
Worry ifThe next reported commercial book-to-bill ratio for the past twelve months falls below 1.0.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$236 on $10,000 · ±2.4% | How much price usually moves either way. |
| Bad day | $585 loss on $10,000 · 5.8% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $6,798 loss on $10,000 · 68.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Management guided to $965 million to $995 million in Q4 revenue. A miss would break the recent revenue growth trend.
Worry ifQ4 2026 revenue is below $965 million.
Less concerning ifQ4 revenue is at least $965 million and within the $965 million to $995 million range.