Equifax (EFX)
NYSEIndustrialsConsulting ServicesSnapshot 2026-09-04
$177.05-6.37%
Close 2026-09-04 · 1-day change
NYSEIndustrialsConsulting ServicesSnapshot 2026-09-04
Warn: Primary pillar under pressure — Maintain revenue near $6.75B in 2026: FY26 revenue guidance $6.71B-$6.78B vs ~$6.75B target.
Equifax grows revenue about 11-14% yearly, with $6.75B revenue guided for 2026. Profit per share is expected near $8.54 in 2026, showing solid earnings. The company has a strong credit position and stable management. Its valuation is cheaper than peers, offering upside potential.
Revenue growth could slow below 11%, hurting earnings. Profit margins may compress if costs rise. Credit agreement changes could limit financial flexibility. The sector faces headwinds, and analyst revisions have been mostly down recently.
The market prices in about 12% revenue growth and values shares roughly 11% below our fair value near $197. Our fair value is about 10% below the Street median, reflecting a cautious view versus peers.
Breaks if: Credit agreement imposes significant financial constraints
Breaks if: EPS falls below $7.5 in FY26
Breaks if: Revenue falls below $6.0B in FY26
This is not a price target or investment advice.
A long-form read on the 1–3 year hold thesis. It updates when the weekly evidence changes.
This is a durable compounder with a focus on innovation and revenue growth. The current thesis state remains intact, supported by strong recent performance and management priorities.
The market appears to have priced in a neutral valuation compared to peers, with expectations slightly below average. There is a low fragility tier, indicating that the current setup is not overly sensitive to negative news.
Management is on track to drive double-digit revenue growth through new product innovation and maintain strong local currency growth. However, there is a near-term risk of missing earnings estimates, although the probability is relatively low.
The thesis hinges on the performance of sector bellwethers like BAH, FCN, and HURN. If these companies continue to perform well, it could provide a favorable backdrop for EFX. Conversely, any negative guidance from these peers could impact EFX's momentum.
The most important moves since the prior daily snapshot.
Mixed, the news cuts both ways. The latest earnings beat supports the thesis of growth. However, a legal settlement may impact financial stability and reputation.
as of 2026-09-04
Review the evidence to watch, what would become a concern, and what would make it less concerning.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Overall, EFX is positioned well for the next few years, but its success will depend on broader sector trends and management execution. Not investment advice.