Equity Bancshares, Inc. (EQBK)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$48.81-2.32%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · EQBK
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -6.5% |
| Our one-year growth estimate | diamond | 3.4% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 9.9 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
EQBK — dividend update
Dated 2026-09-14
Other Events. On September 10, 2026, the Board of Directors of Equity Bancshares, Inc. declared a quarterly cash dividend in the amount of $0.22 per share of common stock. The dividend will be payable on October 15, 2026, to the stockholders of record as of the close of business on September 30, 2026. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.…
Why it matters: Organic lending is a stated growth focus. Faster growth in legacy markets would show that demand remains firm.
Supportive ifIn a later quarter, legacy-market loans grow at an annual rate above 11.9%.
Worry ifLegacy-market loans grow at an annual rate under 2.9%, or total loans fall from $5.4 billion.
Why it matters: A return to this range would ease pressure from rising deposit costs. A lower margin would point to more strain.
Watch forQ4 net interest margin is 4.25%-4.35%, before any Lincoln merger impact.
Also watch forQ4 net interest margin is under 4.25%, before any impact from the Lincoln merger.
Why it matters: Deposits fell as rate-sensitive and seasonal accounts moved out. A rebound would ease pressure on funding.
Watch forTotal deposits rise above $6.2 billion in the next reported quarter.
Also watch forTotal deposits fall below $6.0 billion, more than $136.4 million below the Q3 level.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$56 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $201 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,243 loss on $10,000 · 12.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.