Essent Group Ltd. (ESNT)
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-04
$68.60-1.07%
Close 2026-11-05 · 1-day change
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-04
QuarterlyIQ Insights · ESNT
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||
| Revenues | 1,323.0 | 1,260.9 | 1,242.9 | 1,109.8 | 1,000.8 | 1,028.5 | 955.2 | 867.6 | 719.4 | 576.5 | 458.3 | 353.3 | 239.5 |
| Total Revenues | 1,323.0 | 1,260.9 | 1,242.9 | 1,109.8 | 1,000.8 | 1,028.5 | 955.2 | 867.6 | 719.4 | 576.5 | 458.3 | 353.3 | 239.5 |
| Operating Expenses & Income | |||||||||||||
| Operating Income | — | — | — | 823.0 | 988.2 | 822.3 | 490.1 | 659.1 | 546.7 | 398.6 | 311.9 | 228.4 | 135.9 |
| Earnings from Continuing Operations | |||||||||||||
| Interest Expense | — | 32.7 | — | 30.1 | 15.6 | 8.3 | 9.1 | 10.2 | 10.2 | 5.2 | — | — | — |
| Asset Writedown | — | — | — | 0.0 | — | — | — | — | — | — | — | — | — |
| EBT, Incl. Unusual Items | 820.7 | 821.9 | 855.5 | 823.0 | 988.2 | 822.3 | 490.1 | 659.1 | 546.7 | 398.6 | 311.9 | 228.4 | 135.9 |
| Income Tax Expense | 140.0 | 131.9 | 126.1 | 126.6 | 156.8 | 140.5 | 77.1 | 103.3 | 79.3 | 18.8 | 89.3 | 71.1 | 47.4 |
| Net Income | |||||||||||||
| Net Income | 680.7 | 690.0 | 729.4 | 696.4 | 831.4 | 681.8 | 413.0 | 555.7 | 467.4 | 379.7 | 222.6 | 157.3 | 88.5 |
| Per Share | |||||||||||||
| Basic EPS | 7.50 | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | 4.80 | 4.07 | 2.45 | 1.74 | 1.05 |
| Diluted EPS | 7.45 | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 | 3.88 | 5.66 | 4.77 | 3.99 | 2.41 | 1.72 | 1.03 |
| Revenue per Share | 14.48 | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividend per Share | 1.32 | 1.24 | 1.12 | 1.00 | 0.86 | 0.70 | 0.64 | — | — | — | — | — | — |
| Basic Weighted Avg Shares | 90.7 | 99.0 | 105.4 | 106.2 | 107.2 | 111.2 | 106.1 | 97.8 | 97.4 | 93.3 | 90.9 | 90.4 | 84.0 |
| Diluted Weighted Avg Shares | 91.4 | 100.0 | 106.6 | 107.1 | 107.7 | 111.6 | 106.4 | 98.2 | 98.0 | 95.2 | 92.2 | 91.7 | 85.6 |
| Payout Ratio | 17.7% | — | — | — | — | — | — | — | — | — | — | — | — |
| Supplemental | |||||||||||||
| EBITDA | — | — | — | 827.5 | 991.2 | 825.7 | 493.4 | 662.8 | 550.1 | 402.5 | 315.9 | 231.6 | 138.4 |
| EBIT | — | — | — | 823.0 | 988.2 | 822.3 | 490.1 | 659.1 | 546.7 | 398.6 | 311.9 | 228.4 | 135.9 |
| Effective Tax Rate | 17.1% | — | — | 15.4% | 15.9% | 17.1% | 15.7% | 15.7% | 14.5% | 4.7% | 28.6% | 31.1% | 34.9% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.