Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
EVERTEC, Inc. (EVTC)
NYSEFinancialsSpecialty Business ServicesSnapshot 2026-11-04
$34.03-2.02%
Close 2026-11-05 · 1-day change
NYSEFinancialsSpecialty Business ServicesSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
4.38 → 4.42 EPS · FY ending Dec 31, 2027 · 4 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 4 to 4; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for EVTC yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
4 published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Repay indebtedness with 2026 Incremental TLB | A supporting condition in EVERTEC, Inc.'s published investment case. The stated target is Use proceeds from 2026 Incremental TLB to repay debt. | Intact | Failure to repay debt as planned in 2026 | Qualitative condition This condition has no defined numerical measure. Nov 4, 2026Last status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
EVTC is a growth-focused financial company with robust earnings quality and a moderate risk profile. Its multi-year view is intact, though management execution has been volatile and confidence in the thesis has eased from high to medium.
The valuation evidence is mixed: one measure points to EVTC being cheap versus peers, while another shows a sizable premium, and the overall value assessment is expensive. The expectations gap is negative, so current expectations appear demanding even though the priced-in assessment is tagged as justified and fragility is low.
Near term, revenue growth and management’s raised 2026 revenue guidance support the operating story; recent results were neutral overall, despite an earnings beat in August. Management has continued capital returns, while spending against its capital expenditure plan is not yet demonstrated in the supplied figures. The near-term miss risk is described as low, but prior misses and peer misses remain reasons for attention.
The multi-year thesis depends on management sustaining growth without reversing its recently raised guidance, since a cut could damage credibility. Near term, the rate backdrop matters: rate cuts could weigh on financial companies, while continued strong results and higher guidance from large sector peers could support sector momentum.
Over the next 1 to 3 years, EVTC’s growth and capital-return plans support an intact long-term thesis, but expensive valuation, execution uncertainty, and sensitivity to rates remain important constraints. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| The company keeps paying a steady dividend of $0.05 per share each quarter. |
| Intact |
| dividend cut or suspension below $0.05 per share |
Dividend per share: $0.05 per share FY2026-Q3; GAAP. Published target: 0.05 USD per share quarterly. The stored target says 2026-Q4; this source reports FY2026-Q3. Fiscal/calendar alignment needs review. Nov 4, 20260.05 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
EPS near $3.92 per share | The company keeps paying a steady dividend of $0.05 per share each quarter. | Intact | EPS falls below $3.56 in FY26 | Diluted EPS: $0.49 per share FY2026-Q3; GAAP. Published target: 3.92 USD per share. Annual target cannot be compared with a quarterly or TTM observation. Nov 4, 20260.49 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Annual revenue near $1.08 billion | A primary condition in EVERTEC, Inc.'s published investment case. The stated target is ~$1.08B. | Intact | annual revenue falls below $920M in FY26 | Revenue: $282.994M FY2026-Q3; GAAP. Published target: ~$1.08B. Annual target cannot be compared with a quarterly or TTM observation. Nov 4, 2026282,994,000 USD · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$4.34 → $4.42 · observed estimates
$1.17B → $1.18B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $4.34 | $1,168,883,862 | 4 / 5 |
| 2026-07-25 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-07-26 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-07-27 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-07-28 | $4.34 | $1,168,883,862 | 4 / 5 |
| 2026-07-29 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-07-30 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-07-31 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-08-01 | $4.34 | $1,168,883,862 | 4 / 5 |
| 2026-08-02 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-08-03 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-08-04 | $4.34 | $1,168,883,862 | 4 / 5 |
| 2026-08-05 | $4.34 | $1,168,876,070 | 6 / 6 |
| 2026-08-06 | $4.34 | $1,168,883,862 | 4 / 5 |
| 2026-08-07 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-08 | $4.36 | $1,177,999,070 | 6 / 6 |
| 2026-08-09 | $4.36 | $1,177,999,070 | 6 / 6 |
| 2026-08-10 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-11 | $4.36 | $1,177,999,070 | 6 / 6 |
| 2026-08-12 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-13 | $4.38 | $1,177,852,720 | 6 / 6 |
| 2026-08-14 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-15 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-16 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-17 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-18 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-19 | $4.36 | $1,178,006,862 | 4 / 5 |
| 2026-08-20 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-21 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-22 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-23 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-24 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-25 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-26 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-27 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-28 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-29 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-30 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-08-31 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-01 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-02 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-03 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-04 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-05 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-06 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-07 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-08 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-09 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-10 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-11 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-12 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-13 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-14 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-15 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-16 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-17 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-18 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-19 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-20 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-21 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-22 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-23 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-24 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-25 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-26 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-27 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-28 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-29 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-09-30 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-01 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-02 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-03 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-04 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-05 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-06 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-07 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-08 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-09 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-10 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-11 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-12 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-13 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-14 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-15 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-16 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-17 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-18 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-19 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-20 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-21 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-22 | $4.38 | $1,180,015,226 | 4 / 5 |
| 2026-10-23 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-24 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-25 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-26 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-27 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-28 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-29 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-30 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-10-31 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-11-01 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-11-02 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-11-03 | $4.38 | $1,180,007,626 | 4 / 5 |
| 2026-11-04 | $4.42 | $1,183,741,126 | 4 / 5 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 3 Buy / Strong Buy · 3 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 1 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
4 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.