Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
First Community Corp/SC (FCCO)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$32.61-3.15%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
3.32 → 3.31 EPS · FY ending Dec 31, 2027 · 3 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 3 to 3; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for FCCO yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
EPS at or above $2.93 in FY26 | A primary condition in First Community Corp/SC's published investment case. The stated target is >=2.93 USD per share. | Intact | EPS falls below $2.50 in FY26 | Diluted EPS: $0.85 per share FY2026-Q3; GAAP. Published target: >=2.93 USD per share. Annual target cannot be compared with a quarterly or TTM observation. Oct 21, 20260.85 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
FCCO is a regional financial company with a growth-and-execution thesis, rather than a clear turnaround. Its long-term thesis is intact, though momentum has weakened and management execution is rated neutral.
Valuation is neutral, with FCCO at a modest premium to peers and expectations broadly aligned with the evidence. The priced-in assessment is justified, with low fragility and no sign that expectations are unusually stretched.
Recent performance is strong: net interest margin, the spread between lending income and funding costs, rose to 3.59% in the third quarter, and the company reported organic loan growth and net income through September. Near term, an earnings beat is positive, but momentum has fallen, and smaller size plus a past deep miss leave some risk; a guidance cut would be a meaningful setback.
Over the next one to three years, the thesis hinges on continued margin expansion, organic growth, and effective integration of acquired operations. Rate cuts could weigh on the sector, while continued strong results from financial-sector peers could support sector momentum; CEO transition and intermittent share repurchases add execution questions.
The multi-year view remains intact on strong recent results, but weaker momentum and rate sensitivity make continued execution important. The evidence points to a balanced setup with moderate risk. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| The bank completed a key merger with Signature Bank, boosting growth. |
| Improving |
| Merger integration delays or negative impact reported |
Qualitative condition This condition has no defined numerical measure. Nov 4, 2026Last status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Utilize $7.5 million for share repurchase | It plans a $7.5 million share buyback, showing strong capital use. | Intact | Buyback plan canceled or materially delayed | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$3.26 → $3.31 · observed estimates
$0.11B → $0.11B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $3.26 | $107,777,500 | 2 / 2 |
| 2026-07-25 | $3.26 | $107,777,500 | 3 / 2 |
| 2026-07-26 | $3.26 | $107,777,500 | 2 / 2 |
| 2026-07-27 | $3.26 | $107,777,500 | 3 / 2 |
| 2026-07-28 | $3.26 | $107,777,500 | 2 / 2 |
| 2026-07-29 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-07-30 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-07-31 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-01 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-02 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-03 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-04 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-05 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-06 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-07 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-08 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-09 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-10 | $3.30 | $107,777,500 | 3 / 2 |
| 2026-08-11 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-12 | $3.33 | $108,555,000 | 2 / 1 |
| 2026-08-13 | $3.33 | $108,555,000 | 2 / 1 |
| 2026-08-14 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-15 | $3.30 | $107,777,500 | 2 / 1 |
| 2026-08-16 | $3.30 | $107,777,500 | 2 / 1 |
| 2026-08-17 | $3.30 | $107,777,500 | 2 / 1 |
| 2026-08-18 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-19 | $3.30 | $107,777,500 | 2 / 2 |
| 2026-08-20 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-21 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-22 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-23 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-24 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-25 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-26 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-27 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-28 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-29 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-30 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-08-31 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-01 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-02 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-03 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-04 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-05 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-06 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-07 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-08 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-09 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-10 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-11 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-12 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-13 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-14 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-15 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-16 | $3.32 | $108,127,500 | 2 / 2 |
| 2026-09-17 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-18 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-19 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-20 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-21 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-22 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-23 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-24 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-25 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-26 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-27 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-28 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-29 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-09-30 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-01 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-02 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-03 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-04 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-05 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-06 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-07 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-08 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-09 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-10 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-11 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-12 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-13 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-14 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-15 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-16 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-17 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-18 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-19 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-20 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-21 | $3.32 | $108,127,500 | 3 / 2 |
| 2026-10-22 | $3.30 | $107,436,500 | 3 / 2 |
| 2026-10-23 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-24 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-25 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-26 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-27 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-28 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-29 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-30 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-10-31 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-11-01 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-11-02 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-11-03 | $3.31 | $106,486,500 | 3 / 2 |
| 2026-11-04 | $3.31 | $106,486,500 | 3 / 2 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 3 Buy / Strong Buy · 0 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 0 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.