Fiserv (FISV)
NASDAQFinancialsSoftwareSnapshot 2026-07-07
$52.71+1.80%
Close 2026-07-07 · 1-day change
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Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. Current price $52.71. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A long-thesis check that carries the widest uncertainty of the three horizons.
Around the middle on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $53 FISV trades at 6.4× p/e, below its 17× p/e peer median. Our $107 fair value sits well above the price. We hold it with low confidence: our number sits above the analyst range and the peer anchor overstates how cheap it looks. Analysts target $46–$91. Note: our $107 fair value sits above the entire analyst range ($46–$91). Not investment advice.
$46.00 – $91.00 (median $65.00) · 12 analysts · as of 2026-06-05
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Cheaper than its own typical valuation.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $65.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $116.98 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $147.87 | — | — | Hist. CAGR | high |
| graham number | 12M | $95.58 | — | — | TTM | high |
| Mgmt guidance | 12M | $134.87 | 16.5 | 8.15 | Mgmt | high |
| Peer P/B | 12M | $102.75 | 2.1 | 48.97 | TTM | high |
| Peer P/FCF | 12M | $105.60 | 13.6 | 7.76 | TTM | high |
| Peer P/E | 12M | $137.19 | 16.5 | 8.29 | TTM | high |
| Peer P/S | 12M | $132.92 | 3.4 | 39.39 | TTM | high |
| PEG | 12M | $83.82 | 10.1 | 8.29 | TTM | high |
| residual income | 12M | $60.39 | — | — | TTM | high |
| Own P/E history | 12M | $121.94 | 14.7 | 8.29 | TTM | high |
| triangulated | 12M | $138.01 | 16.5 | 8.34 | Triangulated | high |
| Mgmt guidance | 3Y | $157.33 | 16.5 | 9.51 | Mgmt(prov.) | medium |
| Peer P/B | 3Y | $87.49 | 2.1 | 41.70 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $127.36 | 13.6 | 9.36 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $156.92 | 16.5 | 9.48 | Analyst | medium |
| Peer P/S | 3Y | $148.44 | 3.4 | 43.99 | guidance | medium |
| PEG | 3Y | $95.88 | 10.1 | 9.48 | Analyst | medium |
| Own P/E history | 3Y | $139.48 | 14.7 | 9.48 | Analyst | medium |
| Mgmt guidance | 5Y | $174.34 | 16.5 | 10.54 | Mgmt(prov.) | high |
| Peer P/B | 5Y | $78.60 | 2.1 | 37.46 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $144.30 | 13.6 | 10.61 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $168.91 | 16.5 | 10.21 | Analyst | high |
| Peer P/S | 5Y | $159.78 | 3.4 | 47.35 | guidance | high |
| PEG | 5Y | $103.20 | 10.1 | 10.21 | Analyst | high |
| Own P/E history | 5Y | $150.14 | 14.7 | 10.21 | Analyst | high |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.