Fiserv (FISV)
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-09-04
NASDAQFinancialsInformation Technology ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · FISV
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $53 FISV trades at 6.9× p/e, below its 12× p/e peer median. Our $67 fair value sits well above the price. We hold it with medium confidence: the peer anchor overstates how cheap it looks and quality doesn't explain valuation multiples in this sub-industry, so the peer comparison is a weak guide. Analysts target $46–$65. Note: our $67 fair value sits above the entire analyst range ($46–$65). Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $57.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $45.67 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $159.70 | — | — | Hist. CAGR | high |
| graham number | 12M | $93.25 | — | — | TTM | high |
| Peer P/B | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$46.00 – $65.00 (median $57.00) · 16 analysts · as of 2026-08-20
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $67.63 |
| 1.3 |
| 50.45 |
| TTM |
| high |
| Peer P/FCF | 12M | $81.38 | 11.1 | 7.36 | TTM | high |
| Peer P/E | 12M | $86.54 | 11.2 | 7.76 | ntm analyst | high |
| Peer P/S | 12M | $112.51 | 2.9 | 39.10 | TTM | high |
| PEG | 12M | $47.36 | 6.2 | 7.66 | TTM | high |
| residual income | 12M | $58.07 | — | — | TTM | high |
| Own P/E history | 12M | $52.26 | 6.8 | 7.66 | TTM | high |
| triangulated | 12M | $96.28 | 12.4 | 7.76 | Triangulated | high |
| Peer P/B | 3Y | $59.29 | 1.3 | 44.23 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $94.49 | 11.1 | 8.54 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $101.26 | 11.2 | 9.08 | Analyst | medium |
| Peer P/S | 3Y | $125.65 | 2.9 | 43.66 | guidance | medium |
| PEG | 3Y | $56.15 | 6.2 | 9.08 | Analyst | medium |
| Own P/E history | 3Y | $61.96 | 6.8 | 9.08 | Analyst | medium |
| Peer P/B | 5Y | $54.31 | 1.3 | 40.51 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $104.39 | 11.1 | 9.44 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $109.00 | 11.2 | 9.77 | Analyst | high |
| Peer P/S | 5Y | $135.25 | 2.9 | 47.00 | guidance | high |
| PEG | 5Y | $60.44 | 6.2 | 9.77 | Analyst | high |
| Own P/E history | 5Y | $66.69 | 6.8 | 9.77 | Analyst | high |