Greene County Bancorp, Inc. (GCBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$35.65+1.65%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · GCBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Raise the quarterly cash dividend from $0.10 to $0.11 per share, reflecting a 10% annual increase to return value to shareholders.
Stated as a priority in 2 of last 2 quarters. The Board approved a quarterly dividend increase from $0.10 to $0.11 per share, reflecting a 10% annual increase. This dividend raise aligns with management's stated commitment to returning value to shareholders and shows delivering progress.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Board of Directors approved a quarterly cash dividend of $0.11 per share, a 10.0% increase from previous annual rate.”
“Board of Directors approved a quarterly cash dividend of $0.10 per share, same rate as previous quarter.”
Implement a stock repurchase program authorizing buyback of up to 400,000 shares to manage capital and enhance shareholder value.
Stated as a priority in 2 of last 2 quarters. The company authorized a repurchase program for up to 400,000 shares in 2026-Q2 and repurchased 1,343 shares in 2026-Q3. This shows initial execution on the buyback plan, indicating delivering progress.
“Repurchased 1,343 shares under the stock repurchase program during the quarter at an average price of $23.50.”
“Authorized stock repurchase program for up to 400,000 shares, about 5.0% of outstanding shares.”
Meet or exceed the fiscal year 2026 earnings per share guidance target of $1.74 as a measure of financial performance.
Stated as a priority in 3 of last 3 quarters. The company reported EPS of $2.41 for fiscal year 2026, exceeding the guidance of $1.74. EPS grew steadily from $1.13 mid-year to $2.41 full year, indicating delivering on the EPS growth target.
“Net income for fiscal year ended June 30, 2026 was $41.0 million, or $2.41 per basic and diluted share.”
“Net income for six months ended December 31, 2025 was $19.2 million, or $1.13 per basic and diluted share.”
“Net income for nine months ended March 31, 2026 was $29.7 million, or $1.74 per basic and diluted share.”
Continue paying a quarterly cash dividend of $0.10 per share, reflecting an annual rate of $0.40 per share.
Over the trailing year it converted 0.92x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
11 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.