Greene County Bancorp, Inc. (GCBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$36.00-1.61%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · GCBC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 38.2% |
| Our one-year growth estimate | diamond | 14.6% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 23.5 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of — · Company calendar date is not available
GCBC — dividend update
Dated 2026-10-21
Other Events On October 21, 2026, Greene County Bancorp, Inc. (NASDAQ-GCBC) today announced that its Board of Directors has approved a quarterly cash dividend of $0.11 per share on the Company’s common stock. The dividend reflects an annual cash dividend rate of $0.44 per share, which is the same rate as the dividend declared during the previous quarter. A press release announcing the details of the dividend declaration is filed as exhibit 99.1. Greene County Bancorp, MHC (the “MHC”), the mut…
Why it matters: Margin rose to 2.93% from 2.48% a year earlier. More growth would support earnings.
Supportive ifA later quarter reports net interest margin above 2.90%. Deposit costs remain lower year over year.
Worry ifA later quarter reports net interest margin below 2.48% year over year.
Why it matters: The financial sector is still growing, but its growth trend is easing. A drop below the median would add pressure to the bank's growth setting.
Worry ifThe financial sector's three-year revenue growth falls below its median.
Less concerning ifThe financial sector's three-year revenue growth stays at or above its median.
Why it matters: Shareholders will vote on changing the parent company's name. Approval would complete the name change plan.
Supportive ifThe annual meeting approves the charter change on November 7. The company confirms the new name takes effect after vote results are certified.
Worry ifShareholders reject the charter change or the company reports that the name change will not take effect.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$104 on $10,000 · ±1.0% | How much price usually moves either way. |
| Bad day | $234 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,361 loss on $10,000 · 13.6% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.